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Cited by 601

The DOI matches its Crossref record; 30 of the 30 references it cites were found in a registry or an index.

The Determinants of Attitudes toward Strategic Default on Mortgages

Open access
GUISO, LUIGI, SAPIENZA, PAOLA, ZINGALES, LUIGI·2013·The Journal of Finance
DOI 10.1111/jofi.12044
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Abstract

We use survey data to measure households’ propensity to default on mortgages even if they can afford to pay them (strategic default) when the value of the mortgage exceeds the value of the house. The willingness to default increases in both the absolute and the relative size of the home‐equity shortfall. Our evidence suggests that this willingness is affected by both pecuniary and non‐pecuniary factors, such as views about fairness and morality. We also find that exposure to other people who strategically defaulted increases the propensity to default strategically because it conveys information about the probability of being sued.

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Crossref · 10.1111/jofi.12044

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Metadata

Authors
GUISO, L., SAPIENZA, P., & ZINGALES, L.
Venue
The Journal of Finance
Publisher
Wiley
Published
2013-07-16
Volume
68
Issue
4
Pages
1473-1515
ISSN
  • 0022-1082 (ISSN-L)
  • 1540-6261
DOI
10.1111/jofi.12044
OpenAlex
W3121611131
Cited by
601
References
30
FWCI
107.84
Type
journal article
Language
en
Open access
green

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CoChat. (2026). Citation check: The Determinants of Attitudes toward Strategic Default on Mortgages. https://app.cochat.ai/papers/10.1111/jofi.12044
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GUISO, L., SAPIENZA, P., & ZINGALES, L. (2013). The Determinants of Attitudes toward Strategic Default on Mortgages. The Journal of Finance. https://doi.org/10.1111/jofi.12044

Data sources

Bibliographic data: Semantic Scholar, OpenAlex, Crossref.

Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.