The DOI matches its Crossref record; 48 of the 48 references it cites were found in a registry or an index.
Debt Relief and Debtor Outcomes: Measuring the Effects of Consumer Bankruptcy Protection
Abstract
Consumer bankruptcy is one of the largest social insurance programs in the United States, but little is known about its impact on debtors. We use 500,000 bankruptcy filings matched to administrative tax and foreclosure data to estimate the impact of Chapter 13 bankruptcy protection on subsequent outcomes. Exploiting the random assignment of bankruptcy filings to judges, we find that Chapter 13 protection increases annual earnings by $5,562, decreases five-year mortality by 1.2 percentage points, and decreases five-year foreclo-sure rates by 19.1 percentage points. These results come primarily from the deterioration of outcomes among dismissed filers, not gains by granted filers. (JEL D14, I12, J22, J31, K35)
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Filders, R. (1992) · International Journal of Forecasting · doi:10.1016/0169-2070(92)90130-2 · Cited by 16,165
(2019) · AEA Papers and Proceedings · doi:10.1257/pandp.109.612 · Cited by 10,902
Identification of Causal Effects Using Instrumental Variables
Angrist, J. D., Imbens, G. W., & Rubin, D. B. (1996) · Journal of the American Statistical Association · doi:10.1080/01621459.1996.10476902 · Cited by 4,230
Earnings Losses of Displaced Workers
Jacobson, L. S., LaLonde, R. J., & Sullivan, D. G. (1992) · doi:10.17848/wp92-11 · Cited by 2,895
Local Polynomial Modelling and its Applications
Fan, J., & Gijbels, I. (1994) · Springer eBooks · doi:10.1007/978-1-4899-3150-4 · Cited by 2,849
Estimating the Effect of Training Programs on Earnings
Ashenfelter, O. (1978) · The Review of Economics and Statistics · doi:10.2307/1924332 · Cited by 1,515
Debt, Deleveraging, and the Liquidity Trap: A Fisher-Minsky-Koo Approach*
Eggertsson, G. B., & Krugman, P. (2012) · The Quarterly Journal of Economics · doi:10.1093/qje/qjs023 · Cited by 1,406
Structural Equations, Treatment Effects, and Econometric Policy Evaluation1
Heckman, J. J., & Vytlacil, E. (2005) · Econometrica · doi:10.1111/j.1468-0262.2005.00594.x · Cited by 1,220
What Explains the 2007-2009 Drop in Employment?
Mian, A., & Sufi, A. (2014) · Econometrica · doi:10.3982/ecta10451 · Cited by 1,060
Using the Longitudinal Structure of Earnings to Estimate the Effect of Training Programs
Ashenfelter, O., & Card, D. (1985) · The Review of Economics and Statistics · doi:10.2307/1924810 · Cited by 1,023
Cited by
Dobbie, W., Goldin, J., & Yang, C. S. (2018) · American Economic Review · doi:10.1257/aer.20161503 · Cited by 564
Self-citationJuvenile incarceration, human capital, and future crime: Evidence from randomly assigned judges
Aizer, A., & Doyle, J. J. (2015) · The Quarterly Journal of Economics · doi:10.1093/qje/qjv003 · Cited by 541
Patents and Cumulative Innovation: Causal Evidence from the Courts *
Galasso, A., & Schankerman, M. (2015) · The Quarterly Journal of Economics · doi:10.1093/qje/qju029 · Cited by 448
Incarceration, Recidivism, and Employment
Bhuller, M., Dahl, G. B., Løken, K. V., & Mogstad, M. (2020) · Journal of Political Economy · doi:10.1086/705330 · Cited by 335
International Comparative Household Finance
Badarinza, C., Campbell, J. Y., & Ramadorai, T. (2016) · Annual Review of Economics · doi:10.1146/annurev-economics-080315-015425 · Cited by 218
Metadata
- Authors
- Dobbie, W., & Song, J.
- Venue
- American Economic Review
- Publisher
- American Economic Association
- Published
- 2015-03-01
- Volume
- 105
- Issue
- 3
- Pages
- 1272-1311
- ISSN
- 0002-8282 (ISSN-L)
- OpenAlex
- W1997400831
- Cited by
- 317
- References
- 48
- FWCI
- 119.36
- Type
- journal article
- Language
- en
- Open access
- closed
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Debt Relief and Debtor Outcomes: Measuring the Effects of Consumer Bankruptcy Protection. https://app.cochat.ai/papers/10.1257/aer.20130612
- The paper
- Dobbie, W., & Song, J. (2015). Debt Relief and Debtor Outcomes: Measuring the Effects of Consumer Bankruptcy Protection. American Economic Review. https://doi.org/10.1257/aer.20130612
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
