How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness

Lusardi, Annamaria, Mitchell, Olivia·2009·National Bureau of Economic Research
DOI 10.3386/w15350

Cited by (588)

Items 501–588 of 588

  1. Open Banking: does it open up a new way of banking? A case of financial technology adoption from a consumer's perspective
    Rebecca Sze Oi Chan · 2020 · Adelaide Research & Scholarship (AR&S) (University of Adelaide)
  2. Preparing for the Future: The Effects of Financial Literacy on Financial Planning for Young Professionals
    Tanay Singh · 2020 · Scholar Commons (University of South Carolina)
  3. Finanzwissen und Finanzbildung in Deutschland – Was wissen wir eigentlich? (Financial Literacy and Financial Education – What Do We Actually Know?)
    Tabea Bucher‐Koenen, Caroline Knebel · 2021 · SSRN Electronic Journal
  4. O perfil de risco do investidor e a tomada de decisão: uma abordagem comportamental
    Rosimara Donadio · 2018
  5. Financial Knowledge and Finance Behaviors in Latin America and its Relationship with the COVID-19 Pandemic Period
    Juan S. Sandoval, María Antonieta Collazos-Ortiz, Julio Sarmiento-Sabogal, Edgardo Cayón · 2023 · Research Square
  6. What leads people to tolerate negative interest rates on their savings under inflation? Evidence from a Quasi-Experiment
    Aureliano Angel Bressan, Guilherme Moreira e Alcântara, Kelmara Mendes Vieira, Daniel Pereira Alves de Abreu · 2024 · Research Square
  7. Beyond “Do Not Know”: A Fresh Analytical Lens on Gender and Financial Literacy
    Anna Conte, Paola Paiardini, Jacopo Temperini · 2024 · Social Science Research Network
  8. Green is the New Black: Bridging Climate Awareness and Sustainable Investing
    Anna Conte, Gianmarco De Santis, Paola Paiardini · 2025 · SSRN Electronic Journal
  9. What do the Irish Know about Economics?
    Michael Daly, Brian M. Lucey · 2013 · SSRN Electronic Journal
  10. Financial Literacy, Information Acquisition and Asset Pricing Implications
    Yuri Pettinicchi · 2012 · SSRN Electronic Journal
  11. How financial literacy impacts on KiwiSaver decisions
    Le Kyle · 2014 · Tuwhera (Auckland University of Technology)
  12. Time Inconsistency and Retirement Planning
    Frank Caliendo, T. Scott Findley · 2013 · SSRN Electronic Journal
  13. Spend Now Or Spend Later: The Role Of A Business Education And Critical Thinking Skills In Increasing Retirement Plan Saving Rates For New, Young Enrollees
    Priscilla A. Arling, Jill E. Kirby, Kegan Saajasto · 2015 · American Journal of Business Education (AJBE)
  14. Trust, Information Acquisition and Financial Decisions
    Alexander Elbittar, María José Roa · 2013
  15. 401(k) Rollovers and Financial Literacy
    McKinney Austin, Byron Deluke, Karen Walsh, Peter Whalen, Dominique Williams · 2011 · Minds at UW (University of Wisconsin)
  16. Tell me what you study, and I’ll tell you what your risk profile is : evidence on financial, career and educational risk domains
    Jacinto, Madalena Costa Ferreira Lavrador · 2014 · Portuguese National Funding Agency for Science, Research and Technology (RCAAP Project by FCT)
  17. Information Framing and Retirement Management Decisions: Evidence from a Field Experiment in Mexico
    Gabriel Lara Ibarra · 2011 · SSRN Electronic Journal
  18. Gender and Mortgage Choice: More Evidence on Gender Based Risk Aversion
    Irina Paley, Chau Do · 2010 · SSRN Electronic Journal
  19. Student Loans and Spending Behavior: The Future Problems of Being a Young Professional
    Edo Heijnen · 2015 · SSRN Electronic Journal
  20. Literacia Financeira entre os Estudantes do Ensino Superior: Uma Evidência Empírica para o Caso Português. Financial Literacy Among the Higher Education Students: Empirical Evidence for the Portuguese Case.
    Vânia Nunes Pires, Ana Paula Quelhas · 2015
  21. How Financial Education affects Mathematics performance? Evidence from Spain in the context of the Program School 2.0
    Cristina Vilaplana‐Prieto · 2015 · International Conference on Higher Education Advances (HEAd)
  22. Self-Assessment of Retirement Preparedness
    Bob Lissington, Claire D. Matthews, Michael J. Naylor · 2016 · SSRN Electronic Journal
  23. Financial and health security in old age: three essays
    Jeffrey C. Diebold · 2019 · Carolina Digital Repository (University of North Carolina at Chapel Hill)
  24. The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education
    Matwale Reon Matemane · 2016 · UpSpace Institutional Repository (University of Pretoria)
  25. Case study — critical analysis of the educational game 56 Sage Street
    P. Chandran · 2014 · THE COMPUTER GAMES JOURNAL
  26. 개인재무설계 연구의 발자취: ｢Financial Planning Review｣ 10년의 연구 동향 분석 (Review of Personal Financial Planning Research: 10 Years of Financial Planning Review)
    So‐Hyun Joo, Hyuncha Choe · 2017 · SSRN Electronic Journal
  27. CLUSTER POLICIES AND INITIATIVES WITHIN THE SERVICE SECTOR – GOOD PRACTICES FROM EU COUNTRIES AND RECOMMENDATION FOR THE CZECH CLUSTER POLICY
    Martin Horák · 2016 · International Bata Conference for Ph.D. Students and Young Researchers (DOKBAT)
  28. Perceptions of retirement adequacy in Lesotho: Behavioural and socio-economic influences
    Tokiso Nthebe, Michelle Reyers · 2018 · Journal of Economic and Financial Sciences
  29. Teaching Financial Literacy at University: Online and Face-to-Face Evaluations
    P. Gerrans, E. Ooi, Sue Wright · 2017 · SSRN Electronic Journal
  30. Financial Education Program Evaluation
    Diana Burk, Jean M. Lown, Lisa Boyce · 2014 · Journal of Human Sciences and Extension
  31. Procedural and declarative cognitions
    George Okello Candiya Bongomin, John Chrysostom Kigozi Munene · 2019 · International Journal of Ethics and Systems
  32. Financial Literacy Levels of Medium and Small Scale Businesses Owners and its Correlation with Firms’ Operating Performance: in Case of Hossana Town
    Mulugeta Abuye · 2019 · International Journal of Sciences: Basic and Applied Research
  33. Examination of Black Men's Perceptions Of Personal Finance And Lived Experiences Developing Financial Literacy and Building Financial Capability Through The Lens of Institutional Racism
    Jonathan B Abdullah · 2019
  34. 금융이해력과 재무행동: 금융소비자의 내재적 특성을 중심으로 (Financial Literacy and Financial Behavior: Focused on Psychological Traits)
    Hae Kyung Yang · 2018 · SSRN Electronic Journal
  35. Organization’s Human Resource Practices: Determinants of Employees Retirement Preparedness in the Context of Kenya
    Githaiga Gathiira, Stephen Makau Muathe, James Mutuku Kilika · 2020 · Journal of Human Resource Management
  36. Essays on retirement wellbeing in New Zealand
    Jelita Noviarini · 2020 · Otago University Research Archive (University of Otago)
  37. Emotion-Sourced Variation in Service Operations
    Michelle A. Shell · 2020 · Digital Access to Scholarship at Harvard (DASH) (Harvard University)
  38. Investor Attention Allocation and Portfolio Performance: What Information Does It Pay to Pay Attention To?
    Denis Davydov, Ian Khrashchevskyi, Jarkko Peltomäki · 2019 · SSRN Electronic Journal
  39. IMPACT OF COGNITIVE FACTORS ON FINANCIAL BEHAVIOR WITH MEDIATING ROLE OF FINANCIAL ANXIETY
    Huma Ali, Muhammad Shaukat Malik, Muhammad Mubbashar · 2020
  40. Debt and Financial Vulnerability on the Verge of Retirement
    Annamaria Lusardi, Olivia S. Mitchell, Noemi Oggero · 2017 · SSRN Electronic Journal
  41. Misperception of Exponential Growth: Are People Aware of Their Bias?
    Henning Cordes, Bryan Foltice, Thomas Langer · 2018 · SSRN Electronic Journal
  42. Who gives their children financial consumer education?
    Young Shim, Jooyung Park · 2021 · Korean Journal of Human Ecology
  43. Crowding out effects of financial knowledge and attitude on risk preferences: Evidence from a least developed African country
    Ruth Cadaoas Tacneng, Klarizze Puzon, Thierno Barry · 2021 · Working Paper Series
  44. Financial Literacy and Retirement Planning in Pakistan
    Shumaila Zeb, Atif Bilal · 2021 · UWE Research Repository (UWE Bristol)
  45. Evaluating deliberative competence: a simple method with an application to financial choice
    Sandro Ambuehl, B. Douglas Bernheim, Annamaria Lusardi · 2021 · Zurich Open Repository and Archive (University of Zurich)
  46. Does Financial Education Work
    Yoshihiro Asai · 2017
  47. Disadvantaged Employees in the Trap of Defined Contribution Pension Plans
    Ravit Rubinstein-Levi · 2021 · International Journal of Economics and Business Administration
  48. MILLENNIAL BREAKTHROUGH: THE EAGER TO LIVE A PROSPEROUS FUTURE
    Erika Yuono Putri, Sylviana Maya Damayanti · 2021 · Advanced International Journal of Business Entrepreneurship and SMEs
  49. Financial Education
    Sergio Camisón-Haba · 2020 · Advances in logistics, operations, and management science book series
  50. PERAKENDE SEKTÖRÜ ÇALIŞANLARININ FİNANSAL OKURYAZARLIK DÜZEYLERİNİN ANALİZİ
    Emine ERDEN, Murat KAYA · 2022 · International Journal of Business Economics and Management Perspectives
  51. Financial socialization, strength of social ties and investment literacy of investors in P2P lending platforms
    Renata Legenzova, Gintarė Leckė, Asta Gaigalienė · 2022 · Research Square
  52. A STUDY ON INVESTMENT INTENTION AMONG THE YOUNG SALARY-EARNING CLASS, CHINA
    Qi Peng Cheng, Lim Thien Sang · 2022 · Malaysian Journal of Business and Economics (MJBE)
  53. Understanding Financial Resiliency: A Qualitative Inquiry into the Experiences and Strategies of The Employees in an Engineering and Consultancy Firm
    Bennegreg P. Siman, Abrian Joy B. Orencia · 2023 · International Journal of Multidisciplinary Applied Business and Education Research
  54. Business Education and Entrepreneurial Participation in Punjab: Mediating Role of Financial Literacy
    Muhammad Sarfraz Khan · 2023 · Journal of Development and Social Sciences
  55. Financial Knowledge and Finance Behaviors in Latin America and its Relationship with the COVID-19 Pandemic Period
    Juan S. Sandoval, María Antonieta Collazos-Ortiz, Julio Sarmiento-Sabogal, Edgardo Cayón · 2023 · Research Square
  56. Advisor compensation
    Somer G. Anderson, Martin C. Seay, Kyoung Tae Kim, Derek R. Lawson · 2023 · Financial Services Review
  57. Fejezetek az idősödő társadalmak nyugdíjtudatosságáról
    Ágnes Vaskövi · 2024
  58. Pessimistic realistic or aware? – Hungarian youth’s pension expectations
    Ágnes Vaskövi · 2024 · Economy & finance
  59. Pesszimista, realista vagy tudatos? – Magyar fiatalok nyugdíjvárakozásai
    Ágnes Vaskövi · 2024 · Gazdaság és Pénzügy
  60. Intergenerational bankruptcy risks: Learning from parents’ mistakes
    Sumit D. Agarwal, Tien Foo Sing, Xiaoyu Zhang · 2024 · Journal of Financial Intermediation
  61. Technology will Save Financial Advice
    Nat Daley, Katherine Hunt · 2021 · Financial Planning Research Journal
  62. Money matters
    Adriana Maeve Barrett · 2024
  63. Navigating Disability Insurance Uptake: The Complex Interplay of Consumer Confidence, Human Capital, And Financial Perceptions
    Florent Nkouaga · 2024 · International Journal of Business & Management Studies
  64. Can Reflective Thinking Develop Students’ Metacognition in the Microeconomics Course?
    Agung Haryono, Bagus Shandy Narmaditya, Syahrul Munir, Muhammad Bukhori Dalimunthe · 2024 · Journal of Higher Education Theory and Practice
  65. ICanRetire-Hispanic Segment Experience (ICR-H): A Digital Educational Intervention for Improving Retirement Preparedness among Hispanic Workers
    Luisa R. Blanco · 2024 · SSRN Electronic Journal
  66. Exploring the Relationship between Home Economics Competencies and Financial Literacy among High School Learners
    Rosemarie T. Reponte, Remigilda D. Gallardo · 2024 · International Journal of Innovative Science and Research Technology (IJISRT)
  67. On the Effect of Pension Expectations and Financial Literacy on Pension Planning: A Preliminary Investigation for the Italian Population
    Rosaria Simone, Mariarosaria Coppola · 2024 · Springer eBooks
  68. Exploring Financial Knowledge and Consumer Confidence in Disability Insurance Decisions
    Florent Nkouaga · 2024 · International Journal of Business and Management
  69. Trajetórias e perspectivas da pesquisa em educação financeira e letramento: uma revisão das últimas duas décadas
    Deyse Queirós Santos, Laila Nazem Mourad · 2024 · OBSERVATÓRIO DE LA ECONOMÍA LATINOAMERICANA
  70. Financial Literacy and Retirement Readiness:A Case Study of the Namibian Police Services
    Jeannette Haufiku, Edmos Mtetwa, Gwatirera Javangwe · 2024 · Global Journal of Management and Business Research
  71. Financial Behaviors and Money Beliefs in Educational Sector
    Albert Dario Arias Ardila, Adolfo Hernando Hernández Hernández, Irma Neli Gutierrez Almendarez · 2024 · Advances in business strategy and competitive advantage book series
  72. EXAMINING FINANCIAL LITERACY LEVELS AMONG UNIVERSITY STUDENTS: A SURVEY STUDY IN AFYONKARAHİSAR
    Huriye Bozok, Veysel Kula, Letife Özdemir · 2024 · Dumlupınar Üniversitesi İİBF Dergisi
  73. Financial Innovation in the Process of Financial Inclusion
    Iwa Kuchciak · 2025 · Cambridge University Press eBooks
  74. Financial Innovation and Sustainability
    Kern Alexander, Matteo Gargantini, Michele Siri · 2025 · Cambridge University Press eBooks
  75. Does financial experience of women owners of micro businesses promote microfinance lending and their continued existence in rural Uganda?
    George Okello Candiya Bongomin, Frederick Semukono, Joseph Baleke Yiga Lubega, Pierre Yourougou · 2025 · Asian Journal of Economics and Banking
  76. Pengaruh Literasi Keuangan, Parental Income, dan Teman Sebaya Terhadap Financial Behavior dengan Self-Control Sebagai Moderasi
    Nur Laila Qomariyah, Sri Padmantyo · 2025 · Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
  77. Enhancing Financial Inclusion for Women-and Youth-Owned Businesses in Garissa Township: Challenges, Opportunities, and Sustainable Solutions
    Abdul Ibrahim · 2025 · SSRN Electronic Journal
  78. Daughters, Savings and Household Finances
    Xin Wen, Zhiming Cheng, Massimiliano Tani · 2025 · Journal of Behavioral and Experimental Economics
  79. Factors Influencing the Investment Behavior of Millennial Consumers
    Joo-Yung Park, Hyun-Jin Lee · 2025 · The Korean Journal of Community Living Science
  80. Factors Associated With ESG Investment Attitude
    Van Dinh, Jing Jian Xiao · 2025 · SSRN Electronic Journal
  81. Tapping Out of Trouble? Mobile Payments and the Hidden Path to Financial Literacy
    Sebastian Lobe, Jun Lou · 2025 · SSRN Electronic Journal
  82. Complexity in the Measurement of Financial Competence
    William B. Walstad, Andreas Kraitzek, Carlo Di Chiacchio, Sabrina Greco, Manuel Förster · 2025 · Springer briefs in education
  83. Financial Literacy and Finance Behaviors in Latin America and its Relationship with the COVID-Pandemic Period
    Juan S. Sandoval, María Collazos, Julio Sarmiento, Edgardo Cayón · 2022 · Research Square
  84. Does financial literacy of rural women entrepreneurs influence their financial well-being? The mediating role of personal financial behaviour
    Deepika Kanth, Ashish Ranjan Sinha · 2026 · Journal of economic and administrative sciences.
  85. Trois essais sur l’epargne salariale comme dispositif d’association des salaries a la croissance et au developpement de l’entreprise
    Y. Bekrar · 2017
  86. Generational Perspectives on Investment Behavior: Risk Preferences and Decision-Making under Uncertainty
    Muniza Askari, Nishitha Aggarwal · 2025 · International Conference on Electrical, Computer and Energy Technologies (ICECET)
  87. Harnessing AI for Citizen Financial Literacy to Strengthen Oman's Stock Market
    Zeeshan Asim · 2026 · Advances in computational intelligence and robotics book series
  88. Financial literacy, personal savings behavior, and spirituality as predictors to retirement planning
    Asenath Maobe · 2018