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As we forgive our debtors: bankruptcy and consumer credit in America
Abstract
In 1986 over 400,000 Americans filed for bankruptcy. Their contribution to the USA's growing debt crisis is indicative of the changing economic climate in the country. This study aims to uncover the legal, economic and social reasons for bankruptcy in America. Besides stories of single mothers, unlucky entrepreneurs, foolish investors and the suddenly unemployed, are the stories of those who deliberately attempt to manipulate the system through legal loopholes. The authors examine these stories from a moral, as well as financial, viewpoint and suggest legal reforms that could point to a way out of the economic jungle.
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Citations
Cited by
The Economic Consequences of Hospital Admissions
Dobkin, C., Finkelstein, A., Kluender, R., & Notowidigdo, M. J. (2018) · American Economic Review · doi:10.1257/aer.20161038 · Cited by 555
Classification Situations: Life- chances in the neoliberal era
Fourcade, M., & Healy, K. (2013) · Accounting, Organizations and Society · doi:10.1016/j.aos.2013.11.002 · Cited by 544
The Household Bankruptcy Decision
Fay, S., Hurst, E., & White, M. J. (2002) · American Economic Review · doi:10.1257/00028280260136327 · Cited by 521
Debt Relief and Debtor Outcomes: Measuring the Effects of Consumer Bankruptcy Protection
Dobbie, W., & Song, J. (2015) · American Economic Review · doi:10.1257/aer.20130612 · Cited by 317
Determinants of the Consumer Bankruptcy Decision
Domowitz, I., & Sartain, R. L. (1999) · The Journal of Finance · doi:10.1111/0022-1082.00110 · Cited by 299
Metadata
- Venue
- Choice Reviews Online
- Publisher
- American Library Association
- Published
- 1990-04-01
- Volume
- 27
- Issue
- 08
- Pages
- 27-4631-27-4631
- ISSN
- 0009-4978 (ISSN-L)
- 1523-8253
- OpenAlex
- W2063626317
- Cited by
- 200
- References
- 0
- Type
- book review
- Language
- en
- Open access
- closed
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- As we forgive our debtors: bankruptcy and consumer credit in America. (1990). Choice Reviews Online. https://doi.org/10.5860/choice.27-4631
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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