The DOI matches its Crossref record; 48 of the 48 references it cites were found in a registry or an index.
Prudential Regulation for Banks
Abstract
Banking firms around the world operate under extensive government supervision and regulation. In part, these regulatory structures seek to reduce the likelihood that individual banks will fail, and these are the regulatory components which I define as ‘prudential’ in this chapter. Prudential regulations include minimum capital requirements, liquidity or loan portfolio diversification standards, limitations on a bank’s investment portfolio or lines of business, and other restrictions intended to limit the type of risks which a banking firm may undertake. This chapter’s main purpose is to evaluate the role of prudential government regulation of modern banking firms in developed financial markets. This evaluation cannot be undertaken without first establishing the appropriate purpose of government bank regulation. Indeed, an argument for prudential regulation implicitly asserts that the supervision and control exerted by private market forces is somehow inappropriate. Carefully specifying and addressing this contention constitutes a large part of my analysis here. These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.
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Cites
Theory of the firm: Managerial behavior, agency costs and ownership structure
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Myers, S. C. (1977) · Journal of Financial Economics · doi:10.1016/0304-405x(77)90015-0 · Cited by 13,169
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Corporate Financing and Investment Decisions When Firms Have InformationThat Investors Do Not Have
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The Theory of Economic Regulation
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Cited by
Bank regulation and supervision: what works best?
Barth, J. R., Caprio, G., & Levine, R. (2004) · Journal of Financial Intermediation · doi:10.1016/j.jfi.2003.06.002 · Cited by 2,296
Does bank capital affect lending behavior?
Gambacorta, L., & Mistrulli, P. E. (2004) · Journal of Financial Intermediation · doi:10.1016/j.jfi.2004.06.001 · Cited by 782
The impact of the FinTech revolution on the future of banking: Opportunities and risks
Murinde, V., Rizopoulos, E., & Zachariadis, M. (2022) · International Review of Financial Analysis · doi:10.1016/j.irfa.2022.102103 · Cited by 685
From value at risk to stress testing: The extreme value approach
Longin, F. M. (2000) · Journal of Banking & Finance · doi:10.1016/s0378-4266(99)00077-1 · Cited by 517
Hartarska, V., & Nadolnyak, D. (2007) · Applied Economics · doi:10.1080/00036840500461840 · Cited by 472
Metadata
- Authors
- Flannery, M. J.
- Venue
- Financial Stability in a Changing Environment
- Publisher
- Palgrave Macmillan UK
- Published
- 1995
- Pages
- 281-328
- OpenAlex
- W2478072948
- Cited by
- 489
- References
- 48
- FWCI
- 38.84
- Type
- book chapter
- Language
- en
- Open access
- closed
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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