The DOI matches its Crossref record; 26 of the 28 references it cites were found in a registry or an index, and 2 are not checked yet.
The “credit crunch” and the availability of credit to small business
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Each is checked against this paper’s own text: does it say what the citing paper says it does?
In the citing paper
“More important, they found that reductions in capital at small banks during the credit crunch led to statistically and economically signi®cant reductions in the employment, payroll, and number of small businesses in the state.”
From The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle (1998) · cites this paper as Hancock and Wilcox, 1998
In the citing paper
“Hancock and Wilcox found that a $1 capital decline at a small bank reduced C&I lending more than a $1 capital decline at a large bank.”
From The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle (1998) · cites this paper as Hancock and Wilcox, 1998
Citations
Cites
The Benefits of Lending Relationships: Evidence from Small Business Data
PETERSEN, M. A., & RAJAN, R. G. (1994) · The Journal of Finance · doi:10.1111/j.1540-6261.1994.tb04418.x · Cited by 5,440
Commerce, D. (1921) · Medical Entomology and Zoology · Cited by 2,207
Some evidence on the uniqueness of bank loans
James, C. (1987) · Journal of Financial Economics · doi:10.1016/0304-405x(87)90003-1 · Cited by 1,610
Bernanke, B. S., Lown, C. S., & Friedman, B. M. (1991) · Brookings Papers on Economic Activity · doi:10.2307/2534592 · Cited by 1,257
Collateral Damage: Effects of the Japanese Bank Crisis on Real Activity in the United States
Peek, J., & Rosengren, E. S. (2000) · American Economic Review · doi:10.1257/aer.90.1.30 · Cited by 1,186
The impact of monetary policy on bank balance sheets
Kashyap, A. K., & Stein, J. C. (1995) · Carnegie-Rochester Conference Series on Public Policy · doi:10.1016/0167-2231(95)00032-u · Cited by 1,130
Further evidence on the bank lending process and the capital market response to bank loan agreements
Lummer, S. L., & McConnell, J. J. (1989) · Journal of Financial Economics · doi:10.1016/0304-405x(89)90098-6 · Cited by 856
The effects of bank mergers and acquisitions on small business lending
Berger, A. N., Saunders, A., Scalise, J. M., & Udell, G. F. (1998) · Journal of Financial Economics · doi:10.1016/s0304-405x(98)00036-1 · Cited by 827
The Benefits of Lending Relationships: Evidence from Small Business Data
Petersen, M. A., & Rajan, R. G. (1994) · The Journal of Finance · doi:10.2307/2329133 · Cited by 781
The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
Berger, A. N., Kashyap, A. K., Scalise, J. M., Gertler, M., & Friedman, B. M. (1995) · Brookings Papers on Economic Activity · doi:10.2307/2534612 · Cited by 624
The Capital Crunch: Neither a Borrower nor a Lender Be
Peek, J., & Rosengren, E. (1995) · Journal of Money, Credit and Banking · doi:10.2307/2077739 · Cited by 612
Did Risk-Based Capital Allocate Bank Credit and Cause a "Credit Crunch" in the United States?
Berger, A. N., & Udell, G. F. (1994) · Journal of Money, Credit and Banking · doi:10.2307/2077994 · Cited by 589
Mach, T. L., & Wolken, J. D. (2006) · Federal Reserve Bulletin · doi:10.17016/bulletin.2006.92-10 · Cited by 372
Universal banking and the future of small business lending
Berger, A. N., & Udell, G. F. (1995) · Faculty Digital Archive (New York University Florence) · Cited by 274
Commercial paper, corporate finance and the business cycle: A microeconomic perspective
Calomiris, C. W., Himmelberg, C. P., & Wachtel, P. (1995) · Carnegie-Rochester Conference Series on Public Policy · doi:10.1016/0167-2231(95)00034-w · Cited by 269
Bank capital shocks: Dynamic effects on securities, loans, and capital
Hancock, D., Laing, A. J., & Wilcox, J. A. (1995) · Journal of Banking & Finance · doi:10.1016/0378-4266(94)00147-u · Cited by 217
Self-citationBank Capital and the Credit Crunch: The Roles of Risk‐Weighted and Unweighted Capital Regulations
Hancock, D., & Wilcox, J. A. (1994) · Real Estate Economics · doi:10.1111/1540-6229.00626 · Cited by 211
Self-citationThe Effects of Bank Mergers and Acquisitions on Small Business LendingPreprint
Berger, A. N., Saunders, A., Scalise, J. M., et al. (1997) · SSRN Electronic Journal · doi:10.2139/ssrn.41964 · Cited by 153
Hancock, D., & Wilcox, J. A. (1993) · Journal of Housing Economics · doi:10.1006/jhec.1993.1003 · Cited by 114
Self-citationCole, R. A., Wolken, J. D., & Woodburn, R. L. (1996) · Federal Reserve Bulletin · doi:10.17016/bulletin.1996.82-11 · Cited by 105
How Has the Basle Accord Affected Bank Portfolios?
Hall, B. J. (1993) · Journal of the Japanese and International Economies · doi:10.1006/jjie.1993.1024 · Cited by 105
Cole, R. A., & Wolken, J. D. (2008) · SSRN Electronic Journal · Cited by 76
Bank Real Estate Lending and the New England Capital Crunch
Peek, J., & Rosengren, E. S. (1994) · Real Estate Economics · doi:10.1111/1540-6229.00625 · Cited by 70
How Are Small Firms Financed? Evidence from Small Business Investment Companies
Brewer, E., Genay, H., Jackson, W. E., & Worthington, P. R. (1996) · RePEc: Research Papers in Economics · Cited by 51
Bank Capital, Loan Delinquencies, and Real Estate Lending
Hancock, D., & Wilcox, J. A. (1994) · Journal of Housing Economics · doi:10.1006/jhec.1994.1004 · Cited by 40
Self-citationSmall banks, small loans, small business
Levonian, M. E., & Soller, J. (1996) · FRB SF weekly letter · Cited by 38
Peek, J., & Rosengren, E. S. (1998) · SSRN Electronic Journal · doi:10.2139/ssrn.82728 · Cited by 34
Banks and the availability of small business loansPreprint
Peek, J., & Rosengren, E. S. (1995) · RePEc: Research Papers in Economics · Cited by 24
Research works printed but not linked: 5
- Bizer, D., 1993. Examiners' credit crunch. The Wall Street Journal (March 11) A14
- Board of Governors of the Federal Reserve System, 1991–1994. Prime rate charged by banks on short-term business loans. Federal Reserve Bulletin 77–80, July issues
- Dun and Bradstreet Corporation, 1994. Various press releases. These data were adapted by the US Small Business Administration, Office of Advocacy. In: The Handbook of Small Business Data, Government Printing Office, Washington, DC, 1994, pp. 263–264
- Hancock, 1997, Bank capital, nonbank finance, and real estate activity, Journal of Housing Research, 8, 75
- US Department of Commerce, 1995. Survey of Current Business, vol. 75, No. 5 (May) (http://www/stat-usa.gov/BEN/Services/ beahome.html)
Cited by
N. Berger, A., & F. Udell, G. (1998) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00038-7 · Cited by 3,690
Berger, A. N., & Udell, G. F. (2002) · The Economic Journal · doi:10.1111/1468-0297.00682 · Cited by 1,882
Berger, A. N., Demsetz, R. S., & Strahan, P. E. (1999) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00125-3 · Cited by 1,477
Bank Size, Bank Capital, and the Bank Lending Channel
Kishan, R. P., & Opiela, T. P. (2000) · Journal of Money, Credit and Banking · doi:10.2307/2601095 · Cited by 1,062
The ability of banks to lend to informationally opaque small businesses
Berger, A. N., Klapper, L. F., & Udell, G. F. (2001) · Journal of Banking & Finance · doi:10.1016/s0378-4266(01)00189-3 · Cited by 976
Metadata
- Authors
- Hancock, D., & Wilcox, J. A.
- Affiliations
- Federal Reserve Board of Governors (US)
- University of California, Berkeley (US)
- Corresponding author
- Hancock, Diana
- ORCID
- Hancock, Diana
- Venue
- Journal of Banking & Finance
- Publisher
- Elsevier BV
- Published
- 1998-08
- Volume
- 22
- Issue
- 6-8
- Pages
- 983-1014
- ISSN
- 0378-4266 (ISSN-L)
- OpenAlex
- W2150422250
- Cited by
- 247
- References
- 26
- Citations by year
- 2026: 1 · 2025: 1 · 2024: 5 · 2023: 1 · 2022: 10 · 2021: 4 · 2020: 11 · 2019: 4 · 2018: 9 · 2017: 7 · 2016: 7 · 2015: 17 · 2014: 13 · 2013: 9 · 2012: 12
- FWCI
- 23.72
- Type
- journal article
- Language
- en
- Open access
- closed
- Licence
- www.elsevier.com/tdm/userlicense/1.0/ (tdm)
- Locations
- Journal of Banking & Finance (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Funders
- University of Michigan
- Topics
- Social Sciences › Economics, Econometrics and Finance › Finance › Banking stability, regulation, efficiency
- Social Sciences › Economics, Econometrics and Finance › General Economics, Econometrics and Finance › Monetary Policy and Economic Impact
- Social Sciences › Economics, Econometrics and Finance › Finance › Corporate Finance and Governance
- Keywords
- credit crunch, small business lending, bank capital, bank credit supply, small banks, large banks, bank size, economic activity, firm size
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
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Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
