The DOI matches its Crossref record; 26 of the 28 references it cites were found in a registry or an index, and 2 are not checked yet.
The “credit crunch” and the availability of credit to small business
Overview
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
Claims other papers make about this one
Each is checked against this paper’s own text: does it say what the citing paper says it does?
In the citing paper
“More important, they found that reductions in capital at small banks during the credit crunch led to statistically and economically signi®cant reductions in the employment, payroll, and number of small businesses in the state.”
From The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle (1998) · cites this paper as Hancock and Wilcox, 1998
In the citing paper
“Hancock and Wilcox found that a $1 capital decline at a small bank reduced C&I lending more than a $1 capital decline at a large bank.”
From The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle (1998) · cites this paper as Hancock and Wilcox, 1998
Citations
Cites
The Benefits of Lending Relationships: Evidence from Small Business Data
PETERSEN, M. A., & RAJAN, R. G. (1994) · The Journal of Finance · doi:10.1111/j.1540-6261.1994.tb04418.x · Cited by 5,440
Commerce, D. (1921) · Medical Entomology and Zoology · Cited by 2,207
Some evidence on the uniqueness of bank loans
James, C. (1987) · Journal of Financial Economics · doi:10.1016/0304-405x(87)90003-1 · Cited by 1,610
Bernanke, B. S., Lown, C. S., & Friedman, B. M. (1991) · Brookings Papers on Economic Activity · doi:10.2307/2534592 · Cited by 1,257
Collateral Damage: Effects of the Japanese Bank Crisis on Real Activity in the United States
Peek, J., & Rosengren, E. S. (2000) · American Economic Review · doi:10.1257/aer.90.1.30 · Cited by 1,186
The impact of monetary policy on bank balance sheets
Kashyap, A. K., & Stein, J. C. (1995) · Carnegie-Rochester Conference Series on Public Policy · doi:10.1016/0167-2231(95)00032-u · Cited by 1,130
Further evidence on the bank lending process and the capital market response to bank loan agreements
Lummer, S. L., & McConnell, J. J. (1989) · Journal of Financial Economics · doi:10.1016/0304-405x(89)90098-6 · Cited by 856
The effects of bank mergers and acquisitions on small business lending
Berger, A. N., Saunders, A., Scalise, J. M., & Udell, G. F. (1998) · Journal of Financial Economics · doi:10.1016/s0304-405x(98)00036-1 · Cited by 827
The Benefits of Lending Relationships: Evidence from Small Business Data
Petersen, M. A., & Rajan, R. G. (1994) · The Journal of Finance · doi:10.2307/2329133 · Cited by 781
The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
Berger, A. N., Kashyap, A. K., Scalise, J. M., Gertler, M., & Friedman, B. M. (1995) · Brookings Papers on Economic Activity · doi:10.2307/2534612 · Cited by 624
Research works printed but not linked: 5
- Bizer, D., 1993. Examiners' credit crunch. The Wall Street Journal (March 11) A14
- Board of Governors of the Federal Reserve System, 1991–1994. Prime rate charged by banks on short-term business loans. Federal Reserve Bulletin 77–80, July issues
- Dun and Bradstreet Corporation, 1994. Various press releases. These data were adapted by the US Small Business Administration, Office of Advocacy. In: The Handbook of Small Business Data, Government Printing Office, Washington, DC, 1994, pp. 263–264
- Hancock, 1997, Bank capital, nonbank finance, and real estate activity, Journal of Housing Research, 8, 75
- US Department of Commerce, 1995. Survey of Current Business, vol. 75, No. 5 (May) (http://www/stat-usa.gov/BEN/Services/ beahome.html)
Cited by
N. Berger, A., & F. Udell, G. (1998) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00038-7 · Cited by 3,690
Berger, A. N., & Udell, G. F. (2002) · The Economic Journal · doi:10.1111/1468-0297.00682 · Cited by 1,882
Berger, A. N., Demsetz, R. S., & Strahan, P. E. (1999) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00125-3 · Cited by 1,477
Bank Size, Bank Capital, and the Bank Lending Channel
Kishan, R. P., & Opiela, T. P. (2000) · Journal of Money, Credit and Banking · doi:10.2307/2601095 · Cited by 1,062
The ability of banks to lend to informationally opaque small businesses
Berger, A. N., Klapper, L. F., & Udell, G. F. (2001) · Journal of Banking & Finance · doi:10.1016/s0378-4266(01)00189-3 · Cited by 976
Metadata
- Authors
- Hancock, D., & Wilcox, J. A.
- Affiliations
- Federal Reserve Board of Governors (US)
- University of California, Berkeley (US)
- Corresponding author
- Hancock, Diana
- ORCID
- Hancock, Diana
- Venue
- Journal of Banking & Finance
- Publisher
- Elsevier BV
- Published
- 1998-08
- Volume
- 22
- Issue
- 6-8
- Pages
- 983-1014
- ISSN
- 0378-4266 (ISSN-L)
- OpenAlex
- W2150422250
- Cited by
- 247
- References
- 26
- Citations by year
- 2026: 1 · 2025: 1 · 2024: 5 · 2023: 1 · 2022: 10 · 2021: 4 · 2020: 11 · 2019: 4 · 2018: 9 · 2017: 7 · 2016: 7 · 2015: 17 · 2014: 13 · 2013: 9 · 2012: 12
- FWCI
- 23.72
- Type
- journal article
- Language
- en
- Open access
- closed
- Licence
- www.elsevier.com/tdm/userlicense/1.0/ (tdm)
- Locations
- Journal of Banking & Finance (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Funders
- University of Michigan
- Topics
- Social Sciences › Economics, Econometrics and Finance › Finance › Banking stability, regulation, efficiency
- Social Sciences › Economics, Econometrics and Finance › General Economics, Econometrics and Finance › Monetary Policy and Economic Impact
- Social Sciences › Economics, Econometrics and Finance › Finance › Corporate Finance and Governance
- Keywords
- credit crunch, small business lending, bank capital, bank credit supply, small banks, large banks, bank size, economic activity, firm size
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
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Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
