Cited by 63Islamic Finance and Banking StudiesHalal products and consumer behaviorCustomer Service Quality and Loyalty

The DOI matches its Crossref record; 3 of the 3 references it cites were found in a registry or an index.

Consumer trust and confidence in the compliance of Islamic banks

Open access
Ashraf, Samreen, Robson, Julie, Sekhon, Yasmin·2015·Journal of Financial Services Marketing

Overview

The claims and statistics of this paper haven’t been checked yet.

Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.

A few free checks a day · papers already verified open instantly · results are public

Integrity signals

Registry

Crossref · 10.1057/fsm.2015.8

Cites

3 of 3 references verified0 citation errors · 0 not checkable

Statistics

Verification

Claims the paper makes

The claims and statistics of this paper haven’t been checked yet.

Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.

A few free checks a day · papers already verified open instantly · results are public

Claims other papers make about this one

Each is checked against this paper’s own text: does it say what the citing paper says it does?

Self-check

Percentages, sums and reported differences re-computed from the paper’s own numbers.

The self-check needs the paper’s full text.

Citations

Cites

Show all 3 references

Research works printed but not linked: 82

  1. Abdullrahim, N., Robson, J. and Hardwick, P. (2008) Measuring the Service Quality of UK Islamic Banks. In: Academy of Marketing Conference 2008; Reflective Marketing in a Material World, 8-10 July, The Robert Gordon University, Aberdeen, Scotland.
  2. Ahmed, A. (2008) Marketing of halal meat in the United Kingdom: Supermarkets versus local shops. British Food Journal 110 (7): 655–670. · DOI
  3. Ali, M.Y. (2014) Australian Multicultural Consumer Diversity: A Study on Muslim Consumers. Perception towards Halal Labelling. Proceedings of the Australia New Zealand Marketing Academy Conference 2014 (ANZMAC 2014), Griffith University, Brisbane, Australia, 1- 3 December, 2014.
  4. Amin, M. and Isa, Z. (2008) An examination of the relationship between service quality perception and customer satisfaction: A SEM approach towards Malaysian Islamic banking. International journal of Islamic and Middle Eastern Finance and Management 1 (3): 191–209. · DOI
  5. Barber, B. (1983) The Logic and Limits of Trust. New Brunswick, NJ: Rutgers University Press.
  6. Bejou, D., Ennew, C.T. and Palmer, A. (1998) Trust, ethics and relationship satisfaction. International Journal of Bank Marketing 16 (4): 170–175. · DOI
  7. Beckett, A. and Hewer, P. (2000) An exposition of consumer behavior in the financial services industry. International Journal Of Bank Marketing 18 (1): 15. · DOI
  8. Butt, I., Saleem, N., Ahmed, H., Altaf, M., Jaffer, K. and Mahmood, J. (2011) Barriers to adoption of Islamic banking in Pakistan. Journal of Islamic Marketing 2 (3): 259. · DOI
  9. Castaldo, S. (2007) Trust in Market Relationships. Cheltenham, UK: Edward Elgar Publishing Ltd. · DOI
  10. Chong, B.S. and Liu, M.H. (2009) Islamic banking: Interest-free or interest-based. Pacific-Basin Finance Journal 17 (1): 125–144. · DOI
  11. Cummings, L. and Bromiley, P. (1996) The Organizational Trust Inventory (OTI): Development and Validation’, Trust in Organizations: Frontiers of Theory and Research. Thousand Oaks, CA: Sage Publications, pp. 302–330. · DOI · Paper page
  12. Dimitriadis, S., Kouremenos, A. and Kyrezis, N. (2011) Trust-based segmentation: Preliminary evidence from technology-enabled bank channels. International Journal of Bank Marketing 29 (1): 5–31. · DOI
  13. Dusuki, A.W. and Abdullah, N.I. (2007) Why do Malaysian customers patronise Islamic banks? International Journal of Bank Marketing 25 (3): 142–160. · DOI · Paper page
  14. Ennew, C. and Sekhon, H. (2007) Measuring trust in financial services: The trust index. Consumer Policy Review 17 (2): 62–68.
  15. Ennew, C., Kharouf, H. and Sekhon, H. (2011) Trust in UK financial services: A longitudinal analysis. Journal Of Financial Services Marketing 16 (1): 65–75. · DOI
  16. Ennew, C. and Sekhon, H. (2003) Trust marketing relationships: A conceptual framework. In Academy of marketing conference procedure. ‘History of next decade’. Birmingham, Aston Business School.
  17. Erol, C. and ElBdour, R. (1989) Attitudes, behaviour, and patronage factors of bank customers towards Islamic banks. International Journal of Bank Marketing 7 (6): 31. · DOI
  18. Erol, C., Kaynak, E. and Radi, E. (1990) Conventional and Islamic banks patronage behaviour of Jordanian customers. International Journal of Bank Marketing 8 (4): 25. · DOI
  19. Farquhar, J. and Robson, J. (2014) A brave new world: Branding in Financial services. In: T. Harrison and H. Estelami (eds.) Routledge Companion to Financial Services Marketing. Routledge.
  20. Flavian, C., Guinalíu, M. and Torres, E. (2005) The influence of corporate image on consumer trust: A comparative analysis in traditional versus internet banking. Internet Research 15 (4): 447–470. · DOI
  21. Gelfand, M.J., Major, V.S., Raver, J.L., Nishii, L.H. and O’Brien, K. (2006) Negotiating relationally: The dynamics of the relational self in negotiations. Academy of Management Review 31 (2): 427–451. · DOI
  22. Gerrard, P. and Cunningham, J. (1997) Islamic banking: A study in Singapore. International Journal Of Bank Marketing 15 (6/7): 204. · DOI
  23. Giddens, A. (1990) The Consequences of Modernity. Cambridge: Polity Press.
  24. Glaeser, E.L. and Scheinkman, J. (1998) Neither a borrower nor a lender be: an economic analysis of interest restrictions and usury laws. Journal of Law and Economics 41: 1–36. · DOI
  25. Gremler, D., Gwinner, K. and Brown, S. (2001) Generating positive word-of-mouth communication through customer-employee relationships. International Journal Of Service Industry Management 12 (1): 44. · DOI
  26. Grim, B.J. and Hsu, B. (2011) Estimating the global muslim population: Size and distribution of the world’s muslim population. Interdisciplinary Journal of Research on Religion 7: 71–19.
  27. Gritten, A. (2011) New insights into consumer confidence in financial services. International Journal Of Bank Marketing 29 (2): 90–106. · DOI
  28. Haron, S., Ahmad, N. and Planisek, S.L. (1994) Bank patronage factors of muslim and non-muslim customers. International Journal of Bank Marketing 12 (1): 32–40. · DOI
  29. Hassan, M.T. et al. (2012) Measuring customers loyalty of Islamic banking in Bahawalpur region. International Journal of Learning and Development 2.2 (2012): 101. · DOI
  30. Hegazy, I. (1995) An empirical comparative study between Islamic and commercial banks’ selection criteria in Egypt. International Journal of electronic Commerce and Management 5 (3): 46–61. · DOI
  31. Hoq, M., Sulatana, N. and Amin, M. (2010) The effect of trust, customer satisfaction and image on customers’ loyalty in islamic banking sector. South Asian Journal Of Management 17 (1): 70–93.
  32. Hussein, K. (2010) Bank-level stability factors and consumer confidence – A comparative study of Islamic and conventional banks’ product mix. Journal Of Financial Services Marketing 15 (3): 259–270. · DOI
  33. Ibrahim, E.M., Noor, N.M. and Mehad, S.S. (2009) Trust or distrust in the web-mediated information environment (W-MIE) A perspective of online Muslim users. Journal Of Enterprise Information Management 22 (5): 523–547. · DOI
  34. Iqbal, Z. and Mirakhor, A. (2007) An Introduction to Islamic Finance: Theory and Practice. Chichester, UK: John Wiley and Sons Ltd.
  35. Jabnoun, N. and Khalifa, A. (2005) A customized measure of service quality in the UAE. Managing Service Quality 15 (4): 374–388. · DOI
  36. Jackson, J. and Bradford, B. (2010) Trust and confidence in police. Policing: A Journal Of Policy and Practice, 4(3):241. · DOI
  37. Johnson, D. and Grayson, K. (2005) Cognitive and affective trust in service relationships. Journal of Business research 58 (4): 500–507. · DOI
  38. Johnson-George, C. and Swap, W. (1982) Measurement of specific interpersonal trust: Construction and validation of a scale to assess trust in a specific other. Journal Of Personality And Social Psychology 43 (6): 1306–1317. · DOI
  39. Khan, F. (2010) How Islamic is Islamic banking. Journal of Economic Behaviour and Organization 76: 805–820. · DOI
  40. Khan, N.S.M., Hassan, K.M. and Shahid, I.A. (2007) Banking behaviour of Islamic bank customer in Bangladesh. Journal of Islamic Economics, Banking and Finance 3 (2): 159–194.
  41. Khattak, A.N., Rehman, K., Sofwan, N. and Ullah, W. (2011) Islamic banking system: Stake holder’s attitude towards the Islamic banking system objective setting. African Journal of Business Management 5 (3): 676–680, 4.
  42. Khattak, A.N. and Rehman, K. (2003) Customer satisfaction and awareness of Islamic banking system in Pakistan. African Journal of Business Management 4 (5): 662–671.
  43. Khraim, H. (2010) Measuring religiosity in consumer research from Islamic perspective. International Journal of Marketing Studies 2 (2): 166–179. · DOI
  44. Kramer, R. and Tyler, T. (1997) Trust in organizations. Frontiers of theory and research. Organization Studies -Berlin- European Group For Organizational Studies- 18 (3): 523–526.
  45. Kuran, T. (2004) Islam And Mammon: The Economic Predicaments of Islamism /Timur Kuran, n.p. Princeton, NJ: Princeton University Press. · DOI
  46. Kuran, T. (2007) Islam and mammon: The economic predicaments of Islamism. Economica 74 (296): 869–870. · DOI
  47. Lewicki, R.J. and Bunker, B.B. (1996) Developing and maintaining trust in work relationships. In: R.M. Kramer and T.R. Tyler (eds.) Trust in Organizations: Frontiers of Theory and Research. Thousand Oaks, CA: Sage, CA.
  48. Luhmann, N. (1979) Trust and Power. Chichester, UK: John Wiley and Sons.
  49. Malin, N. (ed.) (2000) Professionalism, Boundaries and the Workplace. London: Routledge.
  50. McAllister, D.J. (1995) Affect and Cognition based trust as foundation for interpersonal cooperation in organization. Academy of Management Journal 38 (1): 24–59. · DOI · Paper page
  51. Metawa, S.A. and Almossawi, M. (1998) Banking behaviour of Islamic bank customers: Perspectives and implications. International Journal of Bank Marketing 16 (7): 299–313. · DOI
  52. Metwally, M. (1996) Attitudes of Muslims towards Islamic banks in a dual-banking system. American Journal of Islamic Finance 6: 11–17.
  53. Mohamed, M., Nizam, M., Badaruddin, B. and Choong, C.K. (2011) Trust formation process in Islamic banking in Malaysia. African Journal Of Business Management 5 (30): 11779–11785.
  54. Moorman, C., Zaltman, G. and Deshpande, R. (1992) Relationships between providers and users of market research: The dynamics of trust within and between organizations. Journal of Marketing Research 29 (3): 314–328. · DOI · Paper page
  55. Morgan, R.M. and Hunt, S.D. (1994) The commitment-trust theory of relationship marketing. Journal Of Marketing 58 (3): 20. · DOI · Paper page
  56. Morse, J.M. (1994) Designing funded qualitative research. In: N.K. Denzin and Y.S. Lincoln (ed.) Handbook of Qualitative Research, 2nd edn. Thousand Oaks, CA: Sage, pp. 220–35.
  57. Naser, K. and Moutinho, L. (1997) Strategic marketing management: The case of Islamic banks. International Journal Of Bank Marketing 15 (6/7): 187. · DOI
  58. Naser, K., Jamal, A. and Al‐Khatib, K. (1999) Islamic banking: A study of customer satisfaction and preference in Jordan. International Journal of Bank Marketing 17 (3): 135–50. · DOI
  59. Newton, K. (2007) Social and political trust. In: R.J. Dalton and H.D. Klingeman (eds.) Oxford Handbook of Political Behaviour. Oxford: Oxford University Press, pp. 342–361.
  60. Okumus, S.H. (2005) Interest free banking in Turkey: A study of customer satisfaction and bank selection criteria. Journal of Economic Cooperation 26 (4): 51–86.
  61. Omer, H. (1992) The implication of Islamic beliefs and practice on Islamic financial institutions in the UK. PhD dissertation, Loughborough University, Loughborough.
  62. Ongena, S. and Yuncu, S.I. (2011) Which firms engage small, foreign, or state banks? And who goes Islamic? Evidence from Turkey. Journal of Banking and Finance 35: 3213–3224. · DOI
  63. Owens, A.L. (2012) The polls – trends confidence in banks, financial institutions, and wall street, 1971–2011. Public Opinion Quarterly 76 (1): 142–162. · DOI
  64. Palmer, J.W., Bailey, J.P. and Faraj, S. (2000) The role of intermediaries in the development of trust on the WWW: The use and prominence of trusted third parties and privacy statements. Journal of Computer-Mediated Communication 5 (3). · DOI
  65. Panagiota, P., Panagiotis, K. and Drakoulis, M. (2002) Trust Formation and Relationship Building in Electronic Services Capes. ECIS June 6-8 Gdansk, Poland.
  66. Papasolomou, L. and Vrontis, D. (2006) Building corporate branding through internal marketing: The case of the UK retail bank industry. Journal Of Product & Brand Management 15 (1): 37–47. · DOI
  67. Rachagan, S. and Satkunasingam, E. (2009) Improving corporate governance of SMEs in emerging economies: A malaysian experience. J. Enterp. Inform. Manage 22 (4): 468–484.
  68. Robbins, S. (2005) Organization Behavior, Concepts, Controversies and Applications, 11th edn. New Jersey: Prentice Hall.
  69. Rashid, M. and Hassan, K.M. (2009) Customer demographics affecting bank selection criteria, preference, and market segmentation: study on domestic Islamic banks in Bangladesh. International Journal of Business and Management 4 (6): 131–146. · DOI
  70. Ray, N.D. (1995) Arab Islamic banking and the renewal of Islamic law. Islamic Economics 11: 63–69.
  71. Rizwan, M., Yaseen, G., Nawaz, A. and Hussain, L. (2014) Incorporating attitude towards islamic banking in an integrated service quality, satisfaction, Trust and Loyalty Model. International Journal of Accounting and Financial Reporting 4 (2): 456. · DOI
  72. Roberts, J. and Hough, M. (2005) Understanding Public Attitudes to Criminal Justice. Maidenhead, UK: Open University Press.
  73. Rousseau, D., Sitkin, S., Burt, R. and Camerer, C. (1998) Not so different after all: A cross-discipline view of trust. Academy Of Management Review 23 (3): 393–404. · DOI · Paper page
  74. Salman, F. and Siddiqui, K. (2011) An exploratory study for measuring consumers awareness and perceptions towards halal food in Pakistan. Interdisciplinary Journal of Contemporary Research in Business 3 (2): 639–651.
  75. Sekhon, H., Roy, S.K., Shergill, G. and Pritchard, A.R. (2013) Modelling trust in service relationships: A transnational perspective. Journal of Services Marketing 27 (1): 76–86. · DOI
  76. Sekhon, H., Ennew, C., Devlin, J. and Kharouf, H. (2014) Trustworthiness and trust: Influences and implications. Journal of Marketing Management 30 (3/4): 409–430. · DOI
  77. Sevenson, L.G. (2006) New professionalism, trust and competence: Some conceptual remarks and empirical data. Current Sociology 54 (4): 579–594. · DOI
  78. Siddiqui, K.D. (2011) Individual differences in consumer behaviour. Interdisciplinary Journal of Contemporary Research in Business 2 (11): 475–486.
  79. Thambiah, S., Malarvizhi, C. and Ismail, H. (2011) Islamic retail banking adoption: A conceptual framework. Australian Journal of Basic And Applied Sciences 5 (12): 649–657.
  80. Tilly, C. (2005) Trust and Rule. New York: Cambridge University Press. · DOI
  81. Warde, I. (2000) Islamic Finance in the Global Economy. Edinburgh, UK: Edinburgh University Press. · DOI
  82. Yahya, M., Muhammad, J. and Hadi, A. (2012) A comparative study on the level of efficiency between Islamic and conventional banking systems in Malaysia. International Journal Of Islamic and Middle Eastern Finance and Management 5 (1): 48. · DOI

Cited by

Sorted by citations

Metadata

Authors
Ashraf, S., Robson, J., & Sekhon, Y.
Affiliations
Bournemouth University (GB)
Corresponding author
Ashraf, Samreen
Venue
Journal of Financial Services Marketing
Published
2015-06
Volume
20
Issue
2
Pages
133-144
ISSN
  • 1363-0539 (ISSN-L)
  • 1479-1846
OpenAlex
W960124283
Cited by
63
References
3
Citations by year
2026: 2 · 2025: 5 · 2024: 9 · 2023: 6 · 2022: 12 · 2021: 7 · 2020: 9 · 2019: 5 · 2018: 4 · 2017: 2 · 2016: 2
FWCI
10.99
Type
journal article
Language
en
Locations
  • Journal of Financial Services Marketing (publishedVersion)
  • Bournemouth University Research Online (Bournemouth University) (submittedVersion, other-oa)
  • ePrints Soton (University of Southampton) (submittedVersion)
Topics
  • Social Sciences › Business, Management and Accounting › Accounting › Islamic Finance and Banking Studies
  • Social Sciences › Business, Management and Accounting › Marketing › Halal products and consumer behavior
  • Social Sciences › Business, Management and Accounting › Marketing › Customer Service Quality and Loyalty
Keywords
Islamic banking, consumer trust, consumer confidence, bank compliance, Muslim consumers, consumer behavior, financial services, cultural context, Pakistan, bank selection

About these checks

Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.

Statistics and arithmetic are recomputed, not judged.

Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.

What counts as a claim ›How we measure confidence ›How we check this ›

Are you an author, or do you see a problem with this page? Request a review