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Cited by 613

The DOI matches its Crossref record; 34 of the 34 references it cites were found in a registry or an index.

The key determinants of Internet banking service quality: a content analysis

Jun, Minjoon, Cai, Shaohan·2001·International Journal of Bank Marketing

Abstract

Focuses on the issues associated with Internet banking service quality. Customer anecdotes of critical incidents in Internet banking were content‐analyzed. Identified a total of 17 dimensions of Internet banking service quality, which can be classified into three broad categories – customer service quality, banking service product quality, and online systems quality. The derived dimensions include: for customer service quality, ten dimensions such as reliability, responsiveness, competence, courtesy, credibility, access, communication, understanding the customer, collaboration, and continuous improvement; for online systems quality, six dimensions such as content, accuracy, ease of use, timeliness, aesthetics, and security; and for banking service product quality, one dimension of product variety/diverse features. Also revealed that, in terms of frequency of references to the 17 dimensions, no substantial differences exist between Internet‐only banks and traditional banks offering Internet banking service. The most frequently mentioned dimensions, as the main sources of satisfaction or dissatisfaction, were reliability, responsiveness, access, and accuracy. Some suggestions and recommendations were provided to improve the Internet banking service quality and, in turn, customer satisfaction.

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Metadata

Authors
Jun, M., & Cai, S.
Venue
International Journal of Bank Marketing
Publisher
Emerald
Published
2001-12-01
Volume
19
Issue
7
Pages
276-291
ISSN
0265-2323 (ISSN-L)
OpenAlex
W1977777040
Cited by
613
References
34
FWCI
18.67
Type
journal article
Language
en
Open access
closed

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CoChat. (2026). Citation check: The key determinants of Internet banking service quality: a content analysis. https://app.cochat.ai/papers/10.1108/02652320110409825
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Jun, M., & Cai, S. (2001). The key determinants of Internet banking service quality: a content analysis. International Journal of Bank Marketing. https://doi.org/10.1108/02652320110409825

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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

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