The future of fintech
Abstract
Abstract This article describes the growing field of financial technology (fintech) and the different financial paradigms and technologies that support it. Fintech is primarily a disintermediation force where disruptive technologies are the drivers. This framework discusses 10 primary areas in fintech comprising a taxonomy, which categorizes research in the field and also proposes a pedagogical structure. Pitfalls of fintech are also analyzed. Overall, the great strides made in computing technology, mathematics, statistics, psychology, econometrics, linguistics, cryptography, big data, and computer interfaces have combined to create an explosion of fintechs.
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- Authors
- Das, S. R.
- Affiliations
- Santa Clara University (US)
- Corresponding author
- Das, Sanjiv R.
- ORCID
- Das, Sanjiv R.
- Venue
- Financial Management
- Publisher
- Wiley
- Published
- 2019-11-06
- Volume
- 48
- Issue
- 4
- Pages
- 981-1007
- ISSN
- 0046-3892 (ISSN-L)
- 1755-053X
- OpenAlex
- W2989444097
- Cited by
- 184
- References
- 51
- Citations by year
- 2026: 20 · 2025: 26 · 2024: 37 · 2023: 40 · 2022: 18 · 2021: 25 · 2020: 16 · 2019: 1 · 2018: 1
- FWCI
- 19.97
- Type
- journal article
- Language
- en
- Open access
- closed
- Locations
- Financial Management (publishedVersion)
- Topics
- Social Sciences › Business, Management and Accounting › Management Information Systems › FinTech, Crowdfunding, Digital Finance
- Social Sciences › Economics, Econometrics and Finance › General Economics, Econometrics and Finance › Digital Transformation in Financial Services
- Physical Sciences › Computer Science › Information Systems › Blockchain Technology Applications and Security
- Keywords
- fintech, financial disintermediation, disruptive technologies, financial paradigm, big data, cryptography, computer interface
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