Less Than Fully Honest: Financial Deception in Emerging Adult Romantic Relationships
Abstract
Emerging adults lack many basic financial capabilities. To avoid conflict that may come from these deficiencies, some emerging adults may financially deceive their romantic partner. However, little is known about financial deception in emerging adult romantic relationships. Through the lenses of two theoretical frameworks, we test whether financial deception intervenes the associations of couple financial communication, financial socialization, and similarity of financial values with romantic relationship flourishing in a sample of 1,950 U.S. emerging adults. Results indicate that couple financial communication, similarity of financial values, and financial socialization may contribute positively toward romantic relationship flourishing. However, financial socialization and financial deception may contribute negatively toward romantic relationship flourishing. Findings are discussed in light of the theoretical frameworks utilized, implications for clinicians and educators are identified, and directions for future research are presented. In summary, being less than fully honest about finances may have implications for emerging adults in romantic relationships.
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Those who engaged in minor extramarital infidelity (e.g., flirting) had an increased likelihood of engaging in extramarital infidelity with the person they flirted with.
“Dew et al., also found that those who engaged in minor EMI, such as flirting, had an increased likelihood of engaging in EMI with the person with whom they flirted, in addition to increased chances of engaging in MFD, since marriages that are growing in a positive direction provide less motivation to engage in EMI [93,95].”
From Love and Infidelity: Causes and Consequences (2023) · cites this paper as [95]
Marriages growing in a positive direction provide less motivation to engage in extramarital infidelity.
“Dew et al., also found that those who engaged in minor EMI, such as flirting, had an increased likelihood of engaging in EMI with the person with whom they flirted, in addition to increased chances of engaging in MFD, since marriages that are growing in a positive direction provide less motivation to engage in EMI [93,95].”
From Love and Infidelity: Causes and Consequences (2023) · cites this paper as [95]
Those who engaged in minor extramarital infidelity had increased chances of engaging in financial marital deception.
“Dew et al., also found that those who engaged in minor EMI, such as flirting, had an increased likelihood of engaging in EMI with the person with whom they flirted, in addition to increased chances of engaging in MFD, since marriages that are growing in a positive direction provide less motivation to engage in EMI [93,95].”
From Love and Infidelity: Causes and Consequences (2023) · cites this paper as [95]
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- Authors
- Saxey, M. T., LeBaron-Black, A. B., Dew, J. P., & Curran, M. A.
- Affiliations
- Brigham Young University (US)
- Brigham Young University, Provo, UT, USA
- University of Arizona (US)
- Corresponding author
- Saxey, Matthew T.
- Venue
- Emerging Adulthood
- Publisher
- SAGE Publications
- Published
- 2022-04-26
- Volume
- 10
- Issue
- 6
- Pages
- 1529-1542
- ISSN
- 2167-6968 (ISSN-L)
- 2167-6984
- OpenAlex
- W4225005244
- Cited by
- 20
- References
- 45
- Citations by year
- 2026: 3 · 2025: 3 · 2024: 5 · 2023: 8 · 2022: 1
- FWCI
- 7.71
- Type
- journal article
- Language
- en
- Open access
- closed
- Locations
- Emerging Adulthood (publishedVersion)
- UA Campus Repository (The University of Arizona) (acceptedVersion)
- Topics
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy, Pension, Retirement Analysis
- Social Sciences › Psychology › Social Psychology › Attachment and Relationship Dynamics
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy and Behavior
- Keywords
- emerging adults, romantic relationships, financial socialization, financial literacy
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