The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.
An Empirical Examination of Information Barriers to Trade in Insurance
Abstract
This paper uses direct evidence to evaluate whether asymmetric information is a barrier to trade in the largest market for private insurance in the world: life insurance. We report several findings that seem difficult to reconcile with the conventional theory of insurance under asymmetric information. We conjecture that sellers may know their costs of production better than consumers in this market, as in those for most other products. (JEL D8, G1, I1, L0)
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
The Market for "Lemons": Quality Uncertainty and the Market Mechanism
Akerlof, G. A. (1970) · The Quarterly Journal of Economics · doi:10.2307/1879431 · Cited by 23,016
Riley, J. G. (1979) · Econometrica · doi:10.2307/1914187 · Cited by 616
Cited by
Estimating Risk Preferences from Deductible Choice
Cohen, A., & Einav, L. (2007) · American Economic Review · doi:10.1257/aer.97.3.745 · Cited by 708
Does affirmative action lead to mismatch? A new test and evidence
Arcidiacono, P., Aucejo, E. M., Fang, H., & Spenner, K. I. (2011) · Quantitative Economics · doi:10.3982/qe83 · Cited by 80
Metadata
- Authors
- Cawley, J., & Philipson, T.
- Venue
- American Economic Review
- Publisher
- American Economic Association
- Published
- 1999-09-01
- Volume
- 89
- Issue
- 4
- Pages
- 827-846
- ISSN
- 0002-8282 (ISSN-L)
- OpenAlex
- W3124643791
- Cited by
- 355
- References
- 2
- FWCI
- 17.43
- Type
- journal article
- Language
- en
- Open access
- closed
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: An Empirical Examination of Information Barriers to Trade in Insurance. https://app.cochat.ai/papers/10.1257/aer.89.4.827
- The paper
- Cawley, J., & Philipson, T. (1999). An Empirical Examination of Information Barriers to Trade in Insurance. American Economic Review. https://doi.org/10.1257/aer.89.4.827
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.