The DOI matches its Crossref record; 40 of the 40 references it cites were found in a registry or an index.
The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia
Open accessAbstract
We present evidence from a randomized field experiment in rural Mongolia to assess the poverty impacts of a joint-liability microcredit program targeted at women. We find a positive impact of access to group loans on female entrepreneurship and household food consumption but not on total working hours or income in the household. A simultaneously introduced individual-liability microcredit program delivers no significant poverty impacts. Additional results on informal transfers to families and friends suggest that joint liability may deter borrowers from using loans for noninvestment purposes with stronger impacts as a result. We find no difference in repayment rates between both types of microcredit. (JEL G21, I32, I38, J16, L26, O15, O16)
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The Miracle of Microfinance? Evidence from a Randomized Evaluation
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Cited by
The Miracle of Microfinance? Evidence from a Randomized Evaluation
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Metadata
- Authors
- Attanasio, O., Augsburg, B., De Haas, R., Fitzsimons, E., & Harmgart, H.
- Venue
- American Economic Journal: Applied Economics
- Publisher
- American Economic Association
- Published
- 2015-01-01
- Volume
- 7
- Issue
- 1
- Pages
- 90-122
- ISSN
- 1945-7782 (ISSN-L)
- 1945-7790
- OpenAlex
- W2001136655
- Cited by
- 431
- References
- 40
- FWCI
- 102.51
- Type
- journal article
- Language
- en
- Open access
- green
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