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Cited by 431

The DOI matches its Crossref record; 40 of the 40 references it cites were found in a registry or an index.

The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia

Open access
Attanasio, Orazio, Augsburg, Britta, De Haas, Ralph, Fitzsimons, Emla, Harmgart, Heike·2015·American Economic Journal: Applied Economics

Abstract

We present evidence from a randomized field experiment in rural Mongolia to assess the poverty impacts of a joint-liability microcredit program targeted at women. We find a positive impact of access to group loans on female entrepreneurship and household food consumption but not on total working hours or income in the household. A simultaneously introduced individual-liability microcredit program delivers no significant poverty impacts. Additional results on informal transfers to families and friends suggest that joint liability may deter borrowers from using loans for noninvestment purposes with stronger impacts as a result. We find no difference in repayment rates between both types of microcredit. (JEL G21, I32, I38, J16, L26, O15, O16)

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Metadata

Authors
Attanasio, O., Augsburg, B., De Haas, R., Fitzsimons, E., & Harmgart, H.
Venue
American Economic Journal: Applied Economics
Published
2015-01-01
Volume
7
Issue
1
Pages
90-122
ISSN
  • 1945-7782 (ISSN-L)
  • 1945-7790
OpenAlex
W2001136655
Cited by
431
References
40
FWCI
102.51
Type
journal article
Language
en
Open access
green

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CoChat. (2026). Citation check: The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia. https://app.cochat.ai/papers/10.1257/app.20130489
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Attanasio, O., Augsburg, B., De Haas, R., Fitzsimons, E., & Harmgart, H. (2015). The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia. American Economic Journal: Applied Economics. https://doi.org/10.1257/app.20130489

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