Fintech and Financial Literacy in the Lao PDR
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Understanding digital platforms, cybersecurity risks, and online transaction processes strengthens positive attitudes toward platform benefits.
“This understanding enhances self-efficacy in using digital tools (perceived behavioral control), strengthens positive attitudes toward platform benefits, and positions digitally literate individuals as influential members within entrepreneurial networks [20], [21].”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as [21]
Understanding digital platforms, cybersecurity risks, and online transaction processes enhances self-efficacy in using digital tools (perceived behavioral control).
“This understanding enhances self-efficacy in using digital tools (perceived behavioral control), strengthens positive attitudes toward platform benefits, and positions digitally literate individuals as influential members within entrepreneurial networks [20], [21].”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as [21]
Digitally literate individuals shape social norms by serving as key examples or reference points within entrepreneurial networks.
“As a result, digitally literate individuals shape social norms by serving as key examples or reference points within these networks [21].”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as [21]
Understanding digital platforms, cybersecurity risks, and online transaction processes positions digitally literate individuals as influential members within entrepreneurial networks.
“This understanding enhances self-efficacy in using digital tools (perceived behavioral control), strengthens positive attitudes toward platform benefits, and positions digitally literate individuals as influential members within entrepreneurial networks [20], [21].”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as [21]
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- Authors
- Morgan, P. J., & Trinh, L. Q.
- Affiliations
- Asian Development Bank Institute (JP)
- Corresponding author
- Morgan, Peter J.
- ORCID
- Morgan, Peter J.
- Venue
- SSRN Electronic Journal
- Publisher
- Elsevier BV
- Published
- 2019
- Issue
- 933
- ISSN
- 1556-5068 (ISSN-L)
- OpenAlex
- W2925212258
- Cited by
- 95
- References
- 0
- Citations by year
- 2026: 18 · 2025: 11 · 2024: 16 · 2023: 23 · 2022: 10 · 2021: 9 · 2020: 8
- Type
- posted content
- Language
- en
- Open access
- green
- doi.org
- Locations
- SSRN Electronic Journal (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Econstor (Econstor) (submittedVersion, cc-by-nc-nd)
- Topics
- Social Sciences › Business, Management and Accounting › Management Information Systems › FinTech, Crowdfunding, Digital Finance
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy, Pension, Retirement Analysis
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy and Behavior
- Keywords
- financial literacy, fintech adoption, developing countries, Laos, financial education
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