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Digital financial literacy and financial well-being
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“According to Choung [26], DFL affects perceived usefulness by enhancing individuals' ability to assess platform features, compare loan conditions, and identify value propositions that correspond to their business needs.”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as [26]
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“where perceived usefulness often dominates (e.g., Choung et al., 2023 [26])”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as [26]
Experimental — accuracy not yet measuredThe check wasn’t confident either way, so it gives no verdict — never disputed.
In the citing paper
“where perceived usefulness often dominates (e.g., Choung et al., 2023 [26])”
From Enhancing Digital Financial Literacy and Digital Trust for Sustainable Online Loan Adoption among Micro-Entrepreneurs in Developing Economies (2026) · cites this paper as Choung et al., 2023
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Metadata
- Authors
- Choung, Y., Chatterjee, S., & Pak, T.-Y.
- Affiliations
- Inha University (KR)
- University of Georgia (US)
- Sungkyunkwan University (KR)
- Corresponding author
- Pak, Tae-Young
- Venue
- Finance research letters
- Publisher
- Elsevier BV
- Published
- 2023-12
- Volume
- 58
- Pages
- 104438
- ISSN
- 1544-6123 (ISSN-L)
- OpenAlex
- W4386483653
- Cited by
- 310
- References
- 47
- Citations by year
- 2026: 175 · 2025: 84 · 2024: 47 · 2023: 4
- FWCI
- 116.99
- Type
- journal article
- Language
- en
- Open access
- Licence
- Locations
- Finance research letters (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Econstor (Econstor) (submittedVersion, cc-by-nc-nd)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Finance › Financial Literacy, Pension, Retirement Analysis
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy and Behavior
- Social Sciences › Business, Management and Accounting › Management Information Systems › FinTech, Crowdfunding, Digital Finance
- Keywords
- digital financial literacy, financial well-being, financial knowledge, financial education, sociodemographic differences, Korean adults
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