The DOI matches its Crossref record; 14 of the 14 references it cites were found in a registry or an index.
Nurturing a FinTech ecosystem: The case of a youth microloan startup in China
Open accessAbstract
Financial technology, or FinTech, involves the design and delivery of financial products and services through technology. It impacts financial institutions, regulators, customers, and merchants across a wide range of industries. Pervasive digital technologies are challenging the fundamentals of the highly regulated financial sector, leading to the emergence of non-traditional payment systems, peer-to-peer money exchanges and increased turbulence in currency markets. This case study explores the development of a FinTech company in China that offers microloans to college students. Five lessons learned are presented for organizations to better manage the challenges and to leverage the opportunities amidst the disruption of financial sector. Our findings also shed light on how digital technology 1) offers the strategic capability for a firm to occupy a market niche in financial sector, 2) enables the generation of alternative credit scores based on non-traditional data, and 3) improves the financial inclusion of previously excluded market segments.
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Cited by
Hu, Z., Ding, S., Li, S., Chen, L., & Yang, S. (2019) · Symmetry · doi:10.3390/sym11030340 · Cited by 573
Does fintech innovation improve bank efficiency? Evidence from China’s banking industry
Lee, C.-C., Li, X., Yu, C.-H., & Zhao, J. (2021) · International Review of Economics & Finance · doi:10.1016/j.iref.2021.03.009 · Cited by 544
What drives FinTech adoption? A multi-method evaluation using an adapted technology acceptance model
Singh, S., Sahni, M. M., & Kovid, R. K. (2020) · Management Decision · doi:10.1108/md-09-2019-1318 · Cited by 433
Tamilmani, K., Rana, N. P., Prakasam, N., & Dwivedi, Y. K. (2019) · International Journal of Information Management · doi:10.1016/j.ijinfomgt.2019.01.008 · Cited by 371
Promoting China's inclusive finance through digital financial services
Hasan, M. M., Yajuan, L., & Khan, S. (2022) · Global Business Review · doi:10.1177/0972150919895348 · Cited by 214
Metadata
- Authors
- Leong, C., Tan, B., Xiao, X., Tan, F. T. C., & Sun, Y.
- Venue
- International Journal of Information Management
- Publisher
- Elsevier BV
- Published
- 2017-04
- Volume
- 37
- Issue
- 2
- Pages
- 92-97
- ISSN
- 0268-4012 (ISSN-L)
- OpenAlex
- W2578050103
- Cited by
- 334
- References
- 14
- FWCI
- 36.41
- Type
- journal article
- Language
- en
- Open access
- hybrid
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- Leong, C., Tan, B., Xiao, X., Tan, F. T. C., & Sun, Y. (2017). Nurturing a FinTech ecosystem: The case of a youth microloan startup in China. International Journal of Information Management. https://doi.org/10.1016/j.ijinfomgt.2016.11.006
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
