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Payment-related barriers to medications for opioid use disorder: A critical review of the literature and real-world application
Open accessAbstract
BACKGROUND: The national opioid crisis continues to intensify, despite the fact that opioid use disorder (OUD) is treatable and opioid overdose deaths are preventable through first-line treatment with medications for opioid use disorder (MOUD). This study identifies and categorizes payment-related barriers that impact MOUD access and retention from both the provider and patient perspectives and provides insight into how these barriers can be addressed. METHODS: We performed a critical review of the literature (peer-reviewed studies and relevant documents from the gray literature) to identify payment-related access and retention barriers to MOUD. We used the results of this review to develop an analytic framework to understand how payment impacts MOUD access and retention for both providers and patients. In addition, we reviewed action plans developed by Massachusetts communities that participated in the Healing Communities Study (HCS) to analyze which payment-related barriers were addressed through the study. RESULTS: We identified 18 payment-related barriers that patients or providers face when initiating or continuing MOUD with either methadone or buprenorphine in Opioid Treatment Programs (OTP) and non-OTP settings. Patient-related barriers mainly relate to health insurance coverage or the design of health plans (e.g., cost sharing, covered benefits) resulting in direct (medical and non-medical) and indirect costs that can affect both access and retention, especially as they relate to services provided in OTPs. Provider-related barriers include low reimbursement and administrative burden and are most likely to impact access to MOUD. Evidence-based strategies to expand MOUD as part of the HCS in Massachusetts targeted about half of the patient and provider payment-related barriers identified. CONCLUSION: Patients and providers face an array of payment-related barriers that impact access to and retention on MOUD, most of which relate to inadequate health insurance coverage, features of health plans, and key federal and state policies. As new regulatory policies are enacted that expand access to MOUD, such as greater flexibility in OTPs and MOUD delivered via telehealth, it will be important to align these delivery changes with payment reform involving payers, providers, and policymakers.
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Utilization management strategies are commonly used in Medicaid and private insurance plans to regulate SUD treatment benefits through mechanisms such as prior authorization, drug testing, annual maximums, duration restrictions, high deductibles, and monthly caps on total prescriptions.
“Moreover, utilization management strategies are commonly used in Medicaid and private insurance plans to regulate SUD treatment benefits through mechanisms such as prior authorization, drug testing, annual maximums, duration restrictions, high deductibles, and monthly caps on total prescriptions,24, 26, 34-35”
From County-Level Variation in Substance Use Disorder Service Utilization by Insurance Payers and Self-Pay in the United States (2026) · cites this paper as [24]
The Introduction identifies prior authorization as a health-plan utilization-management technique, and Results > Patient perspective describes duration restrictions and Medicaid monthly prescription caps. Discussion > Impact on patients also discusses high deductibles as a cost barrier. The cited passages do not establish drug testing or annual maximums as mechanisms, or classify high deductibles as utilization management; the paper addresses MOUD specifically rather than SUD treatment benefits generally. (LLM, conf=0.86)
Experimental — accuracy not yet measuredThe finding that 43.0% of SUD service utilizations were self-pay is consistent with documented barriers to SUD treatment, including lack of insurance, inadequate coverage benefits, cash-only payment acceptance, and patients' self-pay preference due to stigma-related privacy concerns.
“our finding that 43.0% of SUD service utilizations were self-pay is consistent with documented barriers to SUD treatment, including lack of insurance,24 inadequate coverage benefits across various insurance types,24, 31-36 cash-only payment acceptance (i.e., non-acceptance of any insurance) by SUD treatment providers,36 and patients’ self-pay preference due to stigma-related privacy concerns.24”
From County-Level Variation in Substance Use Disorder Service Utilization by Insurance Payers and Self-Pay in the United States (2026) · cites this paper as [24]
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Metadata
- Authors
- Bowser, D., Bohler, R., Davis, M. T., Hodgkin, D., & Horgan, C.
- Affiliations
- Georgia Southern University (US)
- Brandeis University (US)
- Corresponding author
- Bohler, Robert
- Davis, Margot T.
- Hodgkin, Dominic
- Horgan, Constance
- Venue
- Journal of Substance Use and Addiction Treatment
- Publisher
- Elsevier BV
- Published
- 2024-10
- Volume
- 165
- Pages
- 209441
- ISSN
- 2949-8759 (ISSN-L)
- PMC
- PMC11463342
- OpenAlex
- W4399801988
- Cited by
- 19
- References
- 45
- Citations by year
- 2026: 12 · 2025: 6 · 2024: 1
- FWCI
- 1.68
- Type
- journal article
- Language
- en
- Open access
- hybrid
- doi.org
- Licence
- Locations
- Journal of Substance Use and Addiction Treatment (publishedVersion, cc-by-nc)
- SSRN Electronic Journal (acceptedVersion)
- PubMed (publishedVersion)
- PubMed Central (acceptedVersion, cc-by-nc)
- Funders
- National Institute on Drug Abuse (P30DA035772)
- Substance Abuse and Mental Health Services Administration
- National Institutes of Health (R01GM987654, UM1DA049412, NCT04111939)
- Topics
- Health Sciences › Medicine › Public Health, Environmental and Occupational Health › Opioid Use Disorder Treatment
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Healthcare Policy and Management
- Health Sciences › Medicine › Epidemiology › Substance Abuse Treatment and Outcomes
- Keywords
- opioid use disorder, medication-assisted treatment, access to treatment, treatment retention, health insurance coverage, cost sharing, provider reimbursement, administrative burden, opioid treatment programs, methadone, buprenorphine, HEALing Communities Study, opioid epidemic, payment reform
- MeSH terms
- Analgesics, Opioid, Buprenorphine, Health Services Accessibility, Humans, Massachusetts, Methadone, Opioid-Related Disorders, United States, Opiate Substitution Treatment
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