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The Impacts of Microcredit: Evidence from Bosnia and Herzegovina
Open accessAbstract
We use an RCT to analyze the impacts of microcredit. The study population consists of loan applicants who were marginally rejected by an MFI in Bosnia. A random subset of these were offered a loan. We provide evidence of higher self-employment, increases in inventory, a reduction in the incidence of wage work and an increase in the labor supply of 16–19-year-olds in the household's business. We also present some evidence of increases in profits and a reduction in consumption and savings. There is no evidence that the program increased overall household income. (JEL C93, G21, I38, J23, L25, P34, P36)
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Cites
Labor Market Institutions and the Distribution of Wages, 1973-1992: A Semiparametric Approach
DiNardo, J., Fortin, N., & Lemieux, T. (1995) · doi:10.3386/w5093 · Cited by 759
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The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia
Attanasio, O., Augsburg, B., De Haas, R., Fitzsimons, E., & Harmgart, H. (2015) · American Economic Journal: Applied Economics · doi:10.1257/app.20130489 · Cited by 431
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Metadata
- Authors
- Augsburg, B., De Haas, R., Harmgart, H., & Meghir, C.
- Venue
- American Economic Journal: Applied Economics
- Publisher
- American Economic Association
- Published
- 2015-01-01
- Volume
- 7
- Issue
- 1
- Pages
- 183-203
- ISSN
- 1945-7782 (ISSN-L)
- 1945-7790
- OpenAlex
- W1981635403
- Cited by
- 333
- References
- 1
- FWCI
- 77.68
- Type
- journal article
- Language
- en
- Open access
- green
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- Augsburg, B., De Haas, R., Harmgart, H., & Meghir, C. (2015). The Impacts of Microcredit: Evidence from Bosnia and Herzegovina. American Economic Journal: Applied Economics. https://doi.org/10.1257/app.20130272
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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