Factors influencing adoption of e-payment systems: an empirical study on Iranian customers
Integrity signals
Registry
Cites
Statistics
Claims the paper makes
Cites
Perceived usefulness, perceived ease of use, and user acceptance of information technology
Davis, F. D. (1989) · MIS Quarterly · doi:10.2307/249008 · Cited by 68,483 · see citing works
Coefficient Alpha and the Internal Structure of Tests
Cronbach, L. J. (1951) · Psychometrika · doi:10.1007/bf02310555 · Cited by 43,931 · see citing works
Principles and Practice of Structural Equation Modeling
Tabri, N., & Elliott, C. M. (2012) · Canadian Graduate Journal of Sociology and Criminology · doi:10.15353/cgjsc.v1i1.3787 · Cited by 39,065 · see citing works
(1998) · Cited by 36,049 · see citing works
Herne, H., Cooley, W. W., & Lohnes, P. R. (1973) · Journal of the Royal Statistical Society Series A (General) · doi:10.2307/2344428 · Cited by 35,801 · see citing works
Structural Equations with Latent Variables
Bollen, K. A. (1989) · Wiley series in probability and statistics · doi:10.1002/9781118619179 · Cited by 17,512 · see citing works
Structural Equations with Latent Variables.
Clogg, C. C., & Bollen, K. A. (1991) · Contemporary Sociology A Journal of Reviews · doi:10.2307/2072165 · Cited by 17,471 · see citing works
Hu, L.-T., & Bentler, P. M. (1998) · Psychological Methods · doi:10.1037/1082-989x.3.4.424 · Cited by 12,298 · see citing works
Technology Acceptance Model 3 and a Research Agenda on Interventions
Venkatesh, V., & Bala, H. (2008) · Decision Sciences · doi:10.1111/j.1540-5915.2008.00192.x · Cited by 8,159 · cited 2× · see citing works
“TAM posits that individuals’ behavioral intention to use an IT is determined by two beliefs: perceived usefulness and perceived ease of use (Venkatesh and Bala 2008).”
BackgroundMethodDeterminants of Long-Term Orientation in Buyer-Seller Relationships
Ganesan, S. (1994) · Journal of Marketing · doi:10.1177/002224299405800201 · Cited by 6,741 · see citing works
(2011) · Cited by 5,290 · see citing works
Lower bounds on sample size in structural equation modeling
Christopher Westland, J. (2010) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2010.07.003 · Cited by 1,846 · see citing works
The Relative Importance of Perceived Ease of Use in IS Adoption: A Study of E-Commerce Adoption
Drexel University, Gefen, D., Straub, D., & Georgia State University (2000) · Journal of the Association for Information Systems · doi:10.17705/1jais.00008 · Cited by 1,833 · see citing works
Consumer acceptance of online banking: an extension of the technology acceptance model
Pikkarainen, T., Pikkarainen, K., Karjaluoto, H., & Pahnila, S. (2004) · Internet Research · doi:10.1108/10662240410542652 · Cited by 1,772 · see citing works
Schepers, J., & Wetzels, M. G. M. (2006) · Information & Management · doi:10.1016/j.im.2006.10.007 · Cited by 1,690 · see citing works
The role played by perceived usability, satisfaction and consumer trust on website loyalty
Flavián, C., Guinalíu, M., & Gurrea, R. (2006) · Information & Management · doi:10.1016/j.im.2005.01.002 · Cited by 1,684 · see citing works
The Analysis of Covariance Structures: Goodness-of-Fit Indices
HOELTER, J. W. (1983) · Sociological Methods & Research · doi:10.1177/0049124183011003003 · Cited by 1,624 · see citing works
Determinants of user acceptance of Internet banking: an empirical study
Wang, Y., Wang, Y., Lin, H., & Tang, T. (2003) · International Journal of Service Industry Management · doi:10.1108/09564230310500192 · Cited by 1,382 · see citing works
Enticing online consumers: an extended technology acceptance perspective
Chen, L., Gillenson, M. L., & Sherrell, D. L. (2002) · Information & Management · doi:10.1016/s0378-7206(01)00127-6 · Cited by 1,380 · see citing works
Logistics Research Methods: Employing Structural Equation Modeling to Test for Construct Validity
Mentzer, T., & Garver, M. S. (1999) · Journal of Business Logistics · Cited by 1,360 · see citing works
Understanding consumer acceptance of mobile payment services: An empirical analysis
Schierz, P. G., Schilke, O. S., & Wirtz, B. W. (2009) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2009.07.005 · Cited by 1,295 · see citing works
Peterson, R. A. (2001) · Journal of Consumer Research · doi:10.1086/323732 · Cited by 1,258 · see citing works
Revisiting sample size and number of parameter estimates: some support for the N:q hypothesis
Jackson, D. L. (2003) · Structural Equation Modeling: A Multidisciplinary Journal · doi:10.1207/s15328007sem1001_6 · Cited by 1,254 · see citing works
Understanding online purchase intentions: contributions from technology and trust perspectives
van der Heijden, H., Verhagen, T., & Creemers, M. (2003) · European Journal of Information Systems · doi:10.1057/palgrave.ejis.3000445 · Cited by 1,230 · see citing works
The antecedents and consequences of trust in online-purchase decisions
Yoon, S. (2002) · Journal of Interactive Marketing · doi:10.1002/dir.10008 · Cited by 1,058 · see citing works
Kim, D. J., Ferrin, D. L., & Rao, H. R. (2009) · Information Systems Research · doi:10.1287/isre.1080.0188 · Cited by 990 · see citing works
The effect of web interface features on consumer online purchase intentions
Hausman, A. V., & Siekpe, J. S. (2009) · Journal of Business Research · doi:10.1016/j.jbusres.2008.01.018 · Cited by 981 · see citing works
The impact of Web quality and playfulness on user acceptance of online retailing
Ahn, T. D., Ryu, S., & Han, I. (2007) · Information & Management · doi:10.1016/j.im.2006.12.008 · Cited by 972 · see citing works
Empirical research in on-line trust: a review and critical assessment
Grabner‐Kräuter, S., & Kaluscha, E. A. (2003) · International Journal of Human-Computer Studies · doi:10.1016/s1071-5819(03)00043-0 · Cited by 831 · see citing works
The signal and the noise : why so many predictions fail but some don't
Silver, N. (2012) · Cited by 819 · see citing works
Consumer trust, perceived security and privacy policy
Flavián, C., & Guinalíu, M. (2006) · Industrial Management & Data Systems · doi:10.1108/02635570610666403 · Cited by 812 · see citing works
Determinants of behavioral intention to mobile banking
Gu, J., Lee, S., & Suh, Y. (2009) · Expert Systems with Applications · doi:10.1016/j.eswa.2009.03.024 · Cited by 792 · see citing works
Self‐service technology adoption: comparing three technologies
Curran, J. M., & Meuter, M. L. (2005) · Journal of Services Marketing · doi:10.1108/08876040510591411 · Cited by 754 · see citing works
An empirical investigation of the Turkish consumers’ acceptance of Internet banking services
Polatoglu, V. N., & Ekin, S. (2001) · International Journal of Bank Marketing · doi:10.1108/02652320110392527 · Cited by 697 · see citing works
A model of trust in online relationship banking
Mukherjee, A., & Nath, P. (2003) · International Journal of Bank Marketing · doi:10.1108/02652320310457767 · Cited by 696 · see citing works
Mobile-banking adoption by Iranian bank clients
Hanafizadeh, P., Behboudi, M., Koshksaray, A. A., & Tabar, M. J. S. (2012) · Telematics and Informatics · doi:10.1016/j.tele.2012.11.001 · Cited by 652 · see citing works
Attitude and Attitude Change: The Social Judgment-Involvement Approach
Sherif, C. W., Sherif, M., & Nebergall, R. E. (1982) · Medical Entomology and Zoology · Cited by 644 · see citing works
An empirical study of customers’ perceptions of security and trust in e-payment systems
Kim, C., Wang, T., Shin, N., & Kim, K.-S. (2009) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2009.04.014 · Cited by 583 · see citing works
Eastlick, M. A., Lotz, S. L., & Warrington, P. T. (2006) · Journal of Business Research · doi:10.1016/j.jbusres.2006.02.006 · Cited by 571 · see citing works
The Search for "Optimal" Cutoff Properties: Fit Index Criteria in Structural Equation Modeling
Sivo, S. A., Fan, X., Witta, E. L., & Willse, J. T. (2006) · The Journal of Experimental Education · doi:10.3200/jexe.74.3.267-288 · Cited by 570 · see citing works
Chellappa, R. K., & Pavlou, P. A. (2002) · Logistics Information Management · doi:10.1108/09576050210447046 · Cited by 562 · see citing works
What drives Malaysian m-commerce adoption? An empirical analysis
Tsu Wei, T., Marthandan, G., Yee‐Loong Chong, A., Ooi, K., & Arumugam, S. (2009) · Industrial Management & Data Systems · doi:10.1108/02635570910939399 · Cited by 550 · see citing works
Online banking: a field study of drivers, development challenges, and expectations
Aladwani, A. M. (2001) · International Journal of Information Management · doi:10.1016/s0268-4012(01)00011-1 · Cited by 473 · see citing works
Extended technology acceptance model of Internet utilization behavior
Shih, H. (2003) · Information & Management · doi:10.1016/j.im.2003.08.009 · Cited by 448 · see citing works
Nasri, W., & Charfeddine, L. (2012) · The Journal of High Technology Management Research · doi:10.1016/j.hitech.2012.03.001 · Cited by 398 · see citing works
Modelling consumer choice of distribution channels: an illustration from financial services
Black, N. J., Lockett, A., Ennew, C., Winklhofer, H. M., & Mckechnie, S. A. (2002) · International Journal of Bank Marketing · doi:10.1108/02652320210432945 · Cited by 373 · see citing works
Lichtenstein, S., & Williamson, K. (2006) · Deakin Research Online (Deakin University) · Cited by 313 · see citing works
Initial trust and the adoption of B2C e-commerce
Kim, K. K., & Prabhakar, B. (2004) · ACM SIGMIS Database the DATABASE for Advances in Information Systems · doi:10.1145/1007965.1007970 · Cited by 308 · see citing works
Pan, S., & Jordan-Marsh, M. (2010) · Computers in Human Behavior · doi:10.1016/j.chb.2010.03.015 · Cited by 300 · see citing works
Mobile banking: concept and potential
Barnes, S. J., & Corbitt, B. (2003) · International Journal of Mobile Communications · doi:10.1504/ijmc.2003.003494 · Cited by 296 · see citing works
Factors affecting adoption of online banking: A meta-analytic structural equation modeling study
Montazemi, A. R., & Qahri-Saremi, H. (2015) · Information & Management · doi:10.1016/j.im.2014.11.002 · Cited by 293 · see citing works
A feedback model to understand information system usage
Bajaj, A., & Nidumolu, S. R. (1998) · Information & Management · doi:10.1016/s0378-7206(98)00026-3 · Cited by 266 · see citing works
Advising on Research Methods: A Consultant's Companion
Laberge, Y. (2011) · Journal of Applied Statistics · doi:10.1080/02664763.2011.559375 · Cited by 258 · see citing works
Hoehle, H., Scornavacca, E., & Huff, S. L. (2012) · Decision Support Systems · doi:10.1016/j.dss.2012.04.010 · Cited by 256 · see citing works
Customers' adoption of banking channels in Hong Kong
Wan, W. W. N., Luk, C., & Chow, C. W. C. (2005) · International Journal of Bank Marketing · doi:10.1108/02652320510591711 · Cited by 225 · see citing works
Hansen, M. A. E. (2002) · Cited by 215 · see citing works
Advising on research methods: A consultant's companion
Adèr, H. J., Mellenbergh, G. J., & Hand, D. J. (2011) · UvA-DARE (University of Amsterdam) · Cited by 205 · see citing works
A Model of Factors Influencing Consumer's Intention To Use E-payment System in Indonesia
Junadi, & Sfenrianto, S. (2015) · Procedia Computer Science · doi:10.1016/j.procs.2015.07.557 · Cited by 199 · see citing works
The concept of security and trust in electronic payments
Tsiakis, T., & Sthephanides, G. (2005) · Computers & Security · doi:10.1016/j.cose.2004.11.001 · Cited by 198 · see citing works
Bock, G., Lee, J., Kuan, H.-H., & Kim, J. (2012) · Decision Support Systems · doi:10.1016/j.dss.2011.12.007 · Cited by 190 · see citing works
The morphologic structure of step–pools in mountain streams
Chin, A. (1999) · Geomorphology · doi:10.1016/s0169-555x(98)00083-x · Cited by 166 · see citing works
Offline and online banking – where to draw the line when building trust in e‐banking?
Yap, K. B., Wong, D., Loh, C., & Bak, R. (2010) · International Journal of Bank Marketing · doi:10.1108/02652321011013571 · Cited by 149 · see citing works
Hanafizadeh, P., & Khedmatgozar, H. R. (2012) · Electronic Commerce Research · doi:10.1007/s10660-012-9090-z · Cited by 140 · see citing works
E-Banking in Emerging Economy: Empirical Evidence of Iran
Salehi, M., & Alipour, M. (2010) · International Journal of Economics and Finance · doi:10.5539/ijef.v2n1p201 · Cited by 137 · see citing works
Customer Acceptance of Online Banking in Developing Economies
Qureshi, T. M., Zafar, M. K., & Khan, M. B. (2008) · The Journal of Internet Banking and Commerce · Cited by 103 · see citing works
Hamner, M. P., & Qazi, R.-U.-R. (2008) · Government Information Quarterly · doi:10.1016/j.giq.2007.12.003 · Cited by 89 · see citing works
Inter-consortia battles in mobile payments standardisation
Lim, A. S. (2007) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2007.05.003 · Cited by 84 · see citing works
Factors influencing the adoption of internet banking: a case study of commercial banks in Mauritius
Juwaheer, T. D., Pudaruth, S., & Ramdin, P. (2012) · World Journal of Science Technology and Sustainable Development · doi:10.1108/20425941211250552 · Cited by 80 · see citing works
An empirical examination of application frameworks success based on technology acceptance model
Polančič, G., Heričko, M., & Rozman, I. (2009) · Journal of Systems and Software · doi:10.1016/j.jss.2009.10.036 · Cited by 78 · see citing works
A new mobile payment scheme for roaming services
Hwang, R.-J., Shiau, S.-H., & Jan, D.-F. (2006) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2006.07.002 · Cited by 73 · see citing works
Banker-Customer Interactions in Financial Services
Howcroft, B., Hewerb, P., & Durkin, M. (2003) · Journal of Marketing Management · doi:10.1362/026725703770558295 · Cited by 65 · see citing works
Issues of E-Banking Transaction: An Empirical Investigation on Malaysian Customers Perception
Haque, A., Ismail, A. Z., & Daraz, A. H. (2009) · Journal of Applied Sciences · doi:10.3923/jas.2009.1870.1879 · Cited by 57 · see citing works
Reducing Perceived Risk Through Advertising Service Quality Cues
Clow, K. E., Baack, D., & Fogliasso, C. (1998) · Journal of Professional Services Marketing · doi:10.1300/j090v16n02_08 · Cited by 56 · see citing works
Banker-Customer Interactions in Financial Services
Howcroft, B., Hewer, P., & Durkin, M. (2003) · Journal of Marketing Management · doi:10.1080/0267257x.2003.9728248 · Cited by 55 · see citing works
Lynn, P. J. (2015) · Routledge eBooks · doi:10.4324/9780203843123.ch3 · Cited by 52 · see citing works
Internet payments in Germany: a classificatory framework and empirical evidence
Stroborn, K., Heitmann, A., Leibold, K., & Frank, G. (2002) · Journal of Business Research · doi:10.1016/s0148-2963(02)00433-2 · Cited by 44 · see citing works
A Multi-Agent Architecture for Electronic Payment
Guan, S.-U., & Hua, F. (2003) · International Journal of Information Technology & Decision Making · doi:10.1142/s0219622003000781 · Cited by 35 · see citing works
A Comparative Analysis of Internet Banking Security in Thailand: A Customer Perspective
Subsorn, P., & Limwiriyakul, S. (2012) · Procedia Engineering · doi:10.1016/j.proeng.2012.01.1266 · Cited by 34 · see citing works
Evidence of Firms' Perceptions Toward Electronic Payment Systems (EPS) in Malaysia
Harris, H., Guru, B. K., & Avvari, M. V. (2011) · Siti Hasmah Digital Library-MMU Institutiona Repository (Multimedia University) · Cited by 30 · see citing works
Electronic Banking Acceptance Model (EBAM) in Iran
Sadeghi, T., Farokhian, S., & Razavi, K. (2010) · Cited by 18 · see citing works
Hanzaee, K. H., & Alinejad, S. (2012) · Cited by 17 · see citing works
Sanayei, A., & Noroozi, A. (2009) · International Conference on Information Management and Engineering (ICIME) · doi:10.1109/icime.2009.153 · Cited by 13 · see citing works
Contemporary Information Systems Alternative Models to TAM
Mahfouz, A. Y. (2009) · IGI Global eBooks · doi:10.4018/978-1-60566-659-4.ch013 · Cited by 9 · see citing works
Anche, F. K., Hozouri, S., & Mehdizadeh, A. H. (2013) · Uncertain Supply Chain Management · doi:10.5267/j.uscm.2013.10.002 · Cited by 8 · see citing works
Development of an instrument for assessing the impact of trust on internet banking adoption
Goudarzi, S., Ahmad, M. N., Zakaria, N. H., Soleymani, S. A., Asadi, S., & Mohammadhosseini, N. (2013) · UTM Institutional Repository · Cited by 4 · see citing works
Alikhani, A., & Davarzani, M. H. (2013) · Management Science Letters · doi:10.5267/j.msl.2013.12.001 · Cited by 4 · see citing works
Survey of Customers' Conceptions of Security and Trust in E-Payment System
Maroofi, F., Hashemi, S. R., & Nargesi, Z. (2012) · Cited by 3 · see citing works
Flagged first, then by citations
1 of the 88 references couldn’t be matched to a known paper.
Cited by
Sorted by citations
Leong, K. (2018) · International Journal of Innovation Management and Technology · doi:10.18178/ijimt.2018.9.2.791 · Cited by 360 · see citing works
Balakrishnan, V., & Shuib, L. M. (2021) · Technology in Society · doi:10.1016/j.techsoc.2021.101554 · Cited by 179 · see citing works
Adoption of digital financial transactions: A review of literature and future research agenda
Kajol, K., Singh, R. K. P. G., & Paul, J. (2022) · Technological Forecasting and Social Change · doi:10.1016/j.techfore.2022.121991 · Cited by 184 · see citing works
Factors affecting consumers’ mobile payment behavior: A meta-analysis
Liu, Z., Ben, S., & Zhang, R. (2019) · Electronic Commerce Research · doi:10.1007/s10660-019-09349-4 · Cited by 152 · see citing works
Al‐Adwan, A. S., Al‐Debei, M. M., & Dwivedi, Y. K. (2022) · Technology in Society · doi:10.1016/j.techsoc.2022.102083 · Cited by 164 · see citing works
Examining actual consumer usage of E-wallet: A case study of big data analytics
Teng, S., & Khong, K. W. (2021) · Computers in Human Behavior · doi:10.1016/j.chb.2021.106778 · Cited by 137 · see citing works
Sahi, A. M., Khalid, H., Abbas, A. F., & Khatib, S. F. A. (2021) · Journal of Open Innovation: Technology, Market, and Complexity · doi:10.3390/joitmc7040230 · Cited by 124 · see citing works
Alshurideh, M. T., Al Kurdi, B., Masa’deh, R., & Salloum, S. A. (2021) · Review of International Business and Strategy · doi:10.1108/ribs-08-2020-0102 · Cited by 187 · see citing works
The Roles of Perceived Risk and Trust on E–Payment Adoption
Nguyen, T. D., & Huynh, P. (2017) · Studies in computational intelligence · doi:10.1007/978-3-319-73150-6_68 · Cited by 102 · see citing works
Salloum, S. A., Al‐Emran, M., Khalaf, R., Habes, M., & Shaalan, K. F. (2019) · International Journal of Interactive Mobile Technologies (iJIM) · doi:10.3991/ijim.v13i06.9875 · Cited by 95 · see citing works
Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria
Oyelami, L. O., Adebiyi, S. O., & Adekunle, B. (2020) · Future Business Journal · doi:10.1186/s43093-020-00022-z · Cited by 80 · see citing works
Hossain, S. F. A., Zhao, X., Nurunnabi, M., & Hussain, K. (2020) · SAGE Open · doi:10.1177/2158244020939536 · Cited by 77 · see citing works
Osei, L. K., Cherkasova, Y., & Oware, K. M. (2023) · Future Business Journal · doi:10.1186/s43093-023-00207-2 · Cited by 71 · see citing works
Chouki, M., Talea, M., Okar, C., & Chroqui, R. (2019) · International Journal of Innovation and Technology Management · doi:10.1142/s0219877020500078 · Cited by 74 · see citing works
Behera, R. K., Bala, P. K., & Rana, N. P. (2022) · Information Technology and People · doi:10.1108/itp-03-2022-0223 · Cited by 63 · see citing works
User trends of electronic payment systems adoption in developing countries: an empirical analysis
Al-Sabaawi, M. Y. M., Alshaher, A. A., & Alsalem, M. A. (2021) · Journal of Science and Technology Policy Management · doi:10.1108/jstpm-11-2020-0162 · Cited by 58 · see citing works
Multi-Sessions Mechanism for Decentralized Cash on Delivery System
Duong-Trung, N., Son, X., Tai, T., Nam, P., Nghiep, Q., Pham, D., Tam, T., & Trieu, H. (2019) · International Journal of Advanced Computer Science and Applications · doi:10.14569/ijacsa.2019.0100973 · Cited by 20 · see citing works
The development of digital payments – Past, present, and future – From the literature
Panetta, I. C., Leo, S., & Foglie, A. D. (2022) · Research in International Business and Finance · doi:10.1016/j.ribaf.2022.101855 · Cited by 68 · see citing works
Sandhu, S., & Arora, S. (2020) · International Journal of Finance & Economics · doi:10.1002/ijfe.2266 · Cited by 54 · see citing works
Drivers of Cash-on-Delivery Method of Payment in E-Commerce Shopping: Evidence From Pakistan
Safia, A., & Chai, J. (2020) · SAGE Open · doi:10.1177/2158244020917392 · Cited by 54 · see citing works
Digital financial literacy and usage of cashless payments in Jordan: the moderating role of gender
Shehadeh, M., Dawood, H. M., & Hussainey, K. (2024) · International Journal of Accounting and Information Management · doi:10.1108/ijaim-03-2024-0115 · Cited by 43 · see citing works
What Makes People Actually Embrace or Shun Mobile Payment: A Cross-Culture Study
Zhang, Y., Sun, J., Yang, Z., & Wang, Y. (2018) · Mobile Information Systems · doi:10.1155/2018/7497545 · Cited by 41 · see citing works
Digital payment systems in an emerging economy
Ly, R., & Ly, B. (2024) · Computers in Human Behavior Reports · doi:10.1016/j.chbr.2024.100517 · Cited by 75 · see citing works
Research Trends in Sustainable E-Payment Systems: A Study Using Topic Modeling Approach
Trivedi, S. K., Vishnu, S., Singh, A., & Yadav, M. (2023) · IEEE Transactions on Engineering Management · doi:10.1109/tem.2023.3280216 · Cited by 37 · see citing works
Hamakhan, Y. T. M. (2020) · Financial Innovation · doi:10.1186/s40854-020-00206-0 · Cited by 45 · see citing works
Al-Dmour, A., Al-Dmour, H. H., Al-Barghuthi, R., Al-Dmour, R., & Alshurideh, M. T. (2021) · Studies in systems, decision and control · doi:10.1007/978-3-030-67151-8_8 · Cited by 35 · see citing works
A Literature Study Of Consumer Perception Towards Digital Payment Mode In India
Ranjith, S. K. D. (2021) · Psychology and Education Journal · doi:10.17762/pae.v58i1.1270 · Cited by 31 · see citing works
Exploring the Role of E-Servicescape Dimensions on Customer Online Shopping
Yadav, R., & Mahara, T. (2020) · Journal of Electronic Commerce in Organizations · doi:10.4018/jeco.2020070104 · Cited by 29 · see citing works
Economic Basis of Digital Banking Services Produced by FinTech Company in Smart City
Popova, Y. (2021) · Journal of Tourism and Services · doi:10.29036/jots.v12i23.275 · Cited by 28 · see citing works
Afzal, M., Meraj, M., Kaur, M., & Ansari, M. S. (2024) · Journal of Cyber Security Technology · doi:10.1080/23742917.2024.2347674 · Cited by 26 · see citing works
Iftikhar, W., Vistro, D. M., & Mahmood, Z. (2021) · Atlantis Highlights in Computer Sciences/Atlantis highlights in computer sciences · doi:10.2991/ahis.k.210913.077 · Cited by 24 · see citing works
Gupta, S., & Prusty, S. (2023) · Journal of Financial Services Marketing · doi:10.1057/s41264-023-00238-4 · Cited by 27 · see citing works
User adoption of digital currency: A systematic review and future agenda using TCCM approach
Singh, V., & Yadav, M. K. (2024) · Central Bank Review · doi:10.1016/j.cbrev.2024.100183 · Cited by 27 · see citing works
Factors Impacting Digital Payment Adoption: An Empirical Evidence from Smart City of Dubai
Najdawi, A. R., Chabani, Z., & Said, R. A. (2021) · Advances in Science Technology and Engineering Systems Journal · doi:10.25046/aj0601137 · Cited by 22 · see citing works
Determining Factors of Digital Wallet Usage
Nuryasman, M. N. (2021) · Jurnal Manajemen · doi:10.24912/jm.v25i2.740 · Cited by 22 · see citing works
ADOPTION OF E-PAYMENT SYSTEMS IN THE PHILIPPINES
Raon, C. J. B., Leon, M. V. D., & Dui, R. P. (2004) · Jurnal ILMU KOMUNIKASI · doi:10.24002/jik.v18i1.3197 · Cited by 22 · see citing works
ElSayad, G. (2024) · Journal of Science and Technology Policy Management · doi:10.1108/jstpm-02-2023-0024 · Cited by 30 · see citing works
Halaweh, M. (2017) · Lecture notes in computer science · doi:10.1007/978-3-319-59105-6_54 · Cited by 20 · see citing works
Asante, D., Opoku‐Mensah, E., & Darko, A. P. (2019) · International Journal of Data Mining & Knowledge Management Process · doi:10.5121/ijdkp.2019.9301 · Cited by 18 · see citing works
Zaheer, M. A., Anwar, T. M., Iantovics, L. B., Manzoor, M., Raza, M. A., & Khan, Z. (2024) · Journal of Trade Science · doi:10.1108/jts-12-2023-0037 · Cited by 27 · see citing works
The analysis of consumer's intention model for using E-payment system in Indonesia
Sfenrianto, S., Junadi, J., & Saragih, M. H. (2017) · International Conference on Sustainable Information Engineering and Technology (SIET) · doi:10.1109/siet.2017.8304113 · Cited by 17 · see citing works
Factors affecting e-payment acceptance by customers: an empirical study in the Kingdom of Bahrain
AlBastaki, T. Y., Hamdan, A., Albastaki, Y. A., & Bakır, A. (2022) · Competitiveness Review An International Business Journal incorporating Journal of Global Competitiveness · doi:10.1108/cr-09-2022-0133 · Cited by 17 · see citing works
Arizal, N., Nofrizal, N., Listihana, W. D., & Hadiyati, H. (2024) · Journal of Internet Commerce · doi:10.1080/15332861.2024.2330812 · Cited by 25 · see citing works
Understanding Proximity Mobile Payment Acceptance among Saudi Individuals: An Exploratory Study
Alabdan, R., & Sulphey, M. M. (2020) · International Journal of Advanced Computer Science and Applications · doi:10.14569/ijacsa.2020.0110436 · Cited by 14 · see citing works
Awais, S., Yasin, Z., & Raza, F. (2022) · Journal of Management Practices Humanities and Social Sciences · doi:10.33152/jmphss-6.1.4 · Cited by 14 · see citing works
Hegawan, C. I. P., Faustine, T. M., Wijayanti, S., & Manaf, P. A. (2023) · International Journal of Emerging Trends in Social Sciences · doi:10.55217/103.v15i1.667 · Cited by 13 · see citing works
Saputra, M., Santosa, P. I., & Permanasari, A. E. (2023) · doi:10.1109/incit60207.2023.10413062 · Cited by 13 · see citing works
Factors Affecting the Intention to Use Cloud Accounting in SMEs: Evidence from Vietnam
Afifa, M. M. A., Van, H. V., & Van, T. L. H. (2022) · Studies in computational intelligence · doi:10.1007/978-3-031-05258-3_47 · Cited by 13 · see citing works
Determinants of intention to use e-wallet in Generation Z
Rahmadhani, S. D., Buchdadi, A. D., Fawaiq, M., & Prasetya, B. A. (2022) · BISMA (Bisnis dan Manajemen) · doi:10.26740/bisma.v15n1.p60-77 · Cited by 11 · see citing works
Çavuş, N., Mohammed, Y. B., Bulama, M., & Isah, M. L. (2023) · SAGE Open · doi:10.1177/21582440231152379 · Cited by 13 · see citing works
Mobile Banking Adoption for Digital Financial Inclusion
Jain, P., Sharma, B. K., Jain, R., Pandey, A. K., & Khare, S. (2022) · International Conference on Business and Industrial Research (ICBIR) · doi:10.1109/icbir54589.2022.9786477 · Cited by 9 · see citing works
Determinants of Academic E-Learning Systems Acceptance
Wrycza, S., & Kuciapski, M. (2018) · Lecture notes in business information processing · doi:10.1007/978-3-030-00060-8_6 · Cited by 9 · see citing works
Attitudes and Behaviors of Egyptians Towards E-Payment Services
Chen, A., Walker, J., McCalman, D., ElKhouly, S. E., & AbdElDayem, M. (2021) · Journal of Organizational Psychology · doi:10.33423/jop.v21i5.4717 · Cited by 9 · see citing works
Yomas, J., & Chitra Kiran, N. (2018) · Communications on Applied Electronics · doi:10.5120/cae2018652800 · Cited by 9 · see citing works
Consumers' Intention to Continue Using Cryptocurrency Mobile Wallets in Malaysia
Ghaisani, N. P., Kannan, R., & Basbeth, F. (2022) · International Journal of Management Finance and Accounting · doi:10.33093/ijomfa.2022.3.2.1 · Cited by 8 · see citing works
Factors Predicting the Behavioral Adoption of Electronic Payment System (EPS)
Mensah, I. K., Zeng, G., Luo, C., Xiao, Z., & Lu, M. (2020) · International Journal of Information Systems in the Service Sector · doi:10.4018/ijisss.2021010105 · Cited by 8 · see citing works
Retention Using Electronic Payment Systems: An Empirical Study of Consumer’s Perspective in Vietnam
Diep, L. T. B. (2021) · Journal of Physics Conference Series · doi:10.1088/1742-6596/1793/1/012040 · Cited by 8 · see citing works
Financial Technology for Sustainable Development
Leong, K., Sung, A., & Teissier, C. (2021) · Encyclopedia of the UN sustainable development goals · doi:10.1007/978-3-319-95963-4_60 · Cited by 8 · see citing works
35 th Bled eConference Digital Restructuring and Human (Re)action
; (2022) · doi:10.18690/um.fov.4.2022 · Cited by 8 · see citing works
Mondego, D., & Gide, E. (2022) · Journal of Information Systems and Technology Management · doi:10.4301/s1807-1775202219007 · Cited by 7 · see citing works
Adaptive Proof of Work Architecture Design by Implementing Multiple Mempool
Soesanto, D., Adji, T. B., & Ardiyanto, I. (2022) · International Conference on Advanced Creative Networks and Intelligent Systems (ICACNIS) · doi:10.1109/icacnis57039.2022.10054940 · Cited by 7 · see citing works
Sui, X., & Geng, X. (2021) · Future Business Journal · doi:10.1186/s43093-021-00056-x · Cited by 7 · see citing works
Cashless Transformation and Consumer Spending During Extreme Crises: Evidence from Ukraine
Golitsis, P., Hornichna, Y., & Szamosi, L. T. (2025) · Journal of East-West Business · doi:10.1080/10669868.2025.2477626 · Cited by 6 · see citing works
Nahar, S. (2022) · Frontiers in Research Metrics and Analytics · doi:10.3389/frma.2022.842670 · Cited by 9 · see citing works
Financial Inclusion and Mobile Payment to Empower Small and Medium-Sized Enterprises
Fithriyah, M., Masri, M. H., Almunawar, M. N., & Anshari, M. (2021) · Advances in finance, accounting, and economics book series · doi:10.4018/978-1-7998-8447-7.ch004 · Cited by 6 · see citing works
A Study on Users' Adoption of Electronic Payment System in India.
Kafley, M. C. G. S. (2021) · Türk bilgisayar ve matematik eğitimi dergisi · doi:10.17762/turcomat.v12i6.5764 · Cited by 6 · see citing works
A Framework for Exploring Factors Affecting the Usability of Electronic Payment Systems
Alarafee, O., Sallabi, O. M., Altriki, A., & Maatuk, A. M. (2022) · International Conference on Engineering & MIS (ICEMIS) · doi:10.1109/icemis56295.2022.9914123 · Cited by 6 · see citing works
Financial Technology for Sustainable Development
Leong, K., Sung, A., & Teissier, C. (2019) · Encyclopedia of the UN sustainable development goals · doi:10.1007/978-3-319-71067-9_60-1 · Cited by 6 · see citing works
The Antecedents of Information System Success in The Banking Industry
Ali, M. J., & Xu, J. (2019) · THE INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCE AND BUSINESS ADMINISTRATION · doi:10.18775/ijmsba.1849-5664-5419.2014.55.1005 · Cited by 5 · see citing works
Big data analytics application in multi-criteria decision making: the case of eWallet adoptionPreprint
Naysary, B. (2022) · SSRN Electronic Journal · doi:10.2139/ssrn.4076471 · Cited by 5 · see citing works
Exploring the Environment of Technology Adoption: Challenges and Effective Strategies
Ali, O., & Al‐Ahmad, A. (2025) · Procedia Computer Science · doi:10.1016/j.procs.2025.02.042 · Cited by 4 · see citing works
Domingo, M. A. K. A., Bernadas, A. G. P., Maiquez, J. D. P., Ong, A. K. S., & Magana, M. C. (2025) · Acta Psychologica · doi:10.1016/j.actpsy.2025.105426 · Cited by 5 · see citing works
Ali, O., Murray, P., Al‐Ahmad, A., & Tahat, L. H. (2024) · Emerging Science Journal · doi:10.28991/esj-2024-08-03-025 · Cited by 4 · see citing works
Zhang, J., Zhu, S., Yan, W., & Li, Z. (2018) · Information Systems and e-Business Management · doi:10.1007/s10257-018-0384-0 · Cited by 4 · see citing works
RetractedTowards VES Function for Creating a Sustainable Method for Evaluating e-Banking Websites Quality
Chmielarz, W. S., & Zborowski, M. (2021) · Procedia Computer Science · doi:10.1016/j.procs.2021.09.292 · Cited by 4 · see citing works
Factors Influencing E-payment Adoption. Case Study: Pandemic COVID-19
Dahab, D., & Bouqlila, F. (2021) · Lecture notes in networks and systems · doi:10.1007/978-3-030-85990-9_53 · Cited by 4 · see citing works
Consumer’s Attitude on Online Payment Systems as Driven by Risks
REYNON, M. K., BULATAO, P. C., VERGEL, J. A., YABUT, L. A., & Grimaldo, J. R. (2022) · Journal of Business and Management Studies · doi:10.32996/jbms.2022.4.2.2 · Cited by 4 · see citing works
Octavia, D., & Hafizh, M. D. (2019) · Jurnal Manajemen Indonesia · doi:10.25124/jmi.v19i1.1980 · Cited by 4 · see citing works
Moncada, J. B., Montañez, C. G. O., Castro, E. T., Romano, N. P., & Titoy, M. A. (2022) · International Journal of Research Publications · doi:10.47119/ijrp1001091920223913 · Cited by 4 · see citing works
E-Satisfaction Towards Cashless Transactions: Re-Tests Model for e-TourismPreprint
Husain, A., Varshney, T., Bhatnagar, S., & Satsangi, A. K. (2019) · SSRN Electronic Journal · doi:10.2139/ssrn.3376618 · Cited by 5 · see citing works
Impact Of E-Payment System On Consumer Buying Behavior: A Study In JordanPreprint
Ghaith, M. M., & Ghaith, Y. M. (2025) · SSRN Electronic Journal · doi:10.2139/ssrn.5369154 · Cited by 4 · see citing works
Effect of Cloud Accounting Computing on Firm Performance
Bala, H., Zomaya, A. R., Omar, R., Al-Absy, M. S. M., Ya’u, A., Sani, A. A., & Khatoon, G. (2024) · Studies in systems, decision and control · doi:10.1007/978-3-031-66218-8_46 · Cited by 3 · see citing works
Ernawati, E., Putri, S. I., & Azzahra, T. T. (2023) · Economic Education and Entrepreneurship Journal · doi:10.23960/e3j/v6i1.50-55 · Cited by 3 · see citing works
Growth and penetration of digital payments in India: Regional analysis
Khatwani, R. A., Mishra, M., & Bedarkar, M. M. (2023) · AIP conference proceedings · doi:10.1063/5.0179826 · Cited by 3 · see citing works
Service quality and social influence on e–payment adoption
Nguyen, T. D., & Huynh, P. (2017) · Science & Technology Development Journal - Economics - Law and Management · doi:10.32508/stdjelm.v1iq3.458 · Cited by 3 · see citing works
Exploring Barriers Mobile Payments Adoption: A Case Study of Majmaah University in Saudi Arabia
Alabdan, R. (2019) · Communications in computer and information science · doi:10.1007/978-3-030-36368-0_13 · Cited by 3 · see citing works
Exploring the Role of E-Servicescape Dimensions on Customer Online Shopping
Yadav, R., & Mahara, T. (2021) · IGI Global eBooks · doi:10.4018/978-1-7998-8957-1.ch036 · Cited by 2 · see citing works
Factors Influencing Chinese Consumers’ Desire to Use E-payment in Thailand
Wongsunopparat, S., & He, C. (2022) · Frontiers in Business Economics and Management · doi:10.54097/fbem.v4i3.1043 · Cited by 2 · see citing works
Vitalaya, F. L., Kesuma, S. A., & Erwin, K. (2023) · International Journal of Research and Review · doi:10.52403/ijrr.20230110 · Cited by 2 · see citing works
The Reasons of Why Customers Choose COD as Their Payment Method When Shopping Online
Vandiny, V. S., Listiawati, R., Rimenda, T., & Marbun, J. (2022) · Advances in Social Science, Education and Humanities Research/Advances in social science, education and humanities research · doi:10.2991/978-2-494069-83-1_95 · Cited by 2 · see citing works
Naysary, B. (2023) · Competitiveness Review An International Business Journal incorporating Journal of Global Competitiveness · doi:10.1108/cr-04-2023-0074 · Cited by 2 · see citing works
Omotayo, F. O., & Tony-Olorondu, J. N. (2023) · Vision The Journal of Business Perspective · doi:10.1177/09722629231169112 · Cited by 2 · see citing works
Taxpayer's Perception on the Adoption of E-Filling System in Tanzanian Cities
Munisi, H. I., Mulamula, H. G., & Omar, F. (2024) · International Journal of Public Finance · doi:10.30927/ijpf.1333120 · Cited by 2 · see citing works
Al‐Busaidi, K. A., & Al-Wahaibi, I. (2025) · Journal of Systems and Information Technology · doi:10.1108/jsit-02-2025-0078 · Cited by 2 · see citing works
Current State of E-Commerce in Mongolia: Payment and Delivery
Delger, O., Tseveenbayar, M., Namsrai, E., & Tsendsuren, G. (2019) · Smart innovation, systems and technologies · doi:10.1007/978-981-13-9714-1_32 · Cited by 2 · see citing works
Virtual Simulation Design Facing Smart Payment Screen on the Background of Artificial Intelligence
Li, Y., & Wang, X. (2022) · Applied Bionics and Biomechanics · doi:10.1155/2022/5336548 · Cited by 2 · see citing works
RetractedUnderstanding E-Payment Security Behavior Z Generation’s Perceived Explanation
Ardiansah, M. N., Murtiasri, E., Sarana, Suwondo, A., & Sadida, A. (2022) · Advances in Social Science, Education and Humanities Research/Advances in social science, education and humanities research · doi:10.2991/978-2-494069-83-1_71 · Cited by 2 · see citing works
Kumari, R., & Kumar, D. (2024) · International Research Journal on Advanced Engineering Hub (IRJAEH) · doi:10.47392/irjaeh.2024.0028 · Cited by 2 · see citing works
Yomas, J., & Kiran, N. C. (2019) · Advances in intelligent systems and computing · doi:10.1007/978-3-030-19807-7_11 · Cited by 2 · see citing works
Consumer Trust and Adoption of Digital Payment Systems in Emerging Markets
Emini, A., Budić, H., & Volarević, H. (2026) · Business Systems Research Journal · doi:10.2478/bsrj-2026-0001 · Cited by 1 · see citing works
“Empirical evidence suggests that organisational agility and adaptive digital transformation practices significantly enhance system reliability and user responsiveness, thereby indirectly strengthening user confidence in digital platforms (Ramljak et al., 2024).”
- Authors
- Barkhordari, M., Nourollah, Z., Mashayekhi, H., Mashayekhi, Y., & Ahangar, M. S.
- Affiliations
- Tarbiat Modares University (IR)
- University of Shahrood (IR)
- Sharif University of Technology (IR)
- Corresponding author
- Mashayekhi, Hoda
- Venue
- Information Systems and e-Business Management
- Published
- 2016-03-03
- Volume
- 15
- Issue
- 1
- Pages
- 89-116
- ISSN
- 1617-9846 (ISSN-L)
- 1617-9854
- OpenAlex
- W2293191561
- Cited by
- 143
- References
- 88
- Citations by year
- 2026: 6 · 2025: 14 · 2024: 20 · 2023: 17 · 2022: 30 · 2021: 25 · 2020: 9 · 2019: 12 · 2018: 5 · 2017: 4
- FWCI
- 12.17
- Type
- journal article
- Language
- en
- Open access
- closed
- Licence
- www.springer.com/tdm (tdm)
- Locations
- Information Systems and e-Business Management (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Topics
- Social Sciences › Decision Sciences › Information Systems and Management › Technology Adoption and User Behaviour
- Social Sciences › Sociology and Political Science › Privacy, Security, and Data Protection
- Social Sciences › Business, Management and Accounting › Organizational Behavior and Human Resource Management › Customer Service Quality and Loyalty
- Keywords
- electronic payment systems, technology adoption, trust, perceived security, internet banking, usability, security guidelines, transaction procedures, Iranian banks
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
