The DOI matches its Crossref record; 45 of the 45 references it cites were found in a registry or an index.
Investment in financial literacy and saving decisions
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Financial literacy and stock market participation
van Rooij, M., Lusardi, A., & Alessie, R. (2011) · Journal of Financial Economics · doi:10.1016/j.jfineco.2011.03.006 · Cited by 3,554 · cited 2×
“Van Rooij et al. (2007) estimate the relation between financial sophistication and wealth, relying on specific measures of financial literacy available in a special module of the Dutch DNB Household Survey.”
BackgroundThe Role of Cognitive Skills in Economic Development
Hanushek, E. A., & Woessmann, L. (2008) · Journal of Economic Literature · doi:10.1257/jel.46.3.607 · Cited by 2,435
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth
Lusardi, A., & Mitchell, O. S. (2007) · Journal of Monetary Economics · doi:10.1016/j.jmoneco.2006.12.001 · Cited by 2,140
Estimating the Return to Schooling: Progress on Some Persistent Econometric Problems
Card, D. (2001) · Econometrica · doi:10.1111/1468-0262.00237 · Cited by 1,918
When does age-related cognitive decline begin?
Salthouse, T. A. (2009) · Neurobiology of Aging · doi:10.1016/j.neurobiolaging.2008.09.023 · Cited by 1,848
Financial Literacy Among the Young
Lusardi, A., Mitchell, O. S., & Curto, V. (2009) · SSRN Electronic Journal · doi:10.2139/ssrn.1476982 · Cited by 1,804
Financial Literacy among the Young
LUSARDI, A., MITCHELL, O. S., & CURTO, V. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01173.x · Cited by 1,804
Planning and Financial Literacy: How Do Women Fare?
Lusardi, A., & Mitchell, O. S. (2008) · American Economic Review · doi:10.1257/aer.98.2.413 · Cited by 1,512
Selective review of cognitive aging
SALTHOUSE, T. A. (2010) · Journal of the International Neuropsychological Society · doi:10.1017/s1355617710000706 · Cited by 1,166
Financial Literacy, Retirement Planning and Household Wealth
van Rooij, M. C. J., Lusardi, A., & Alessie, R. J. M. (2012) · The Economic Journal · doi:10.1111/j.1468-0297.2012.02501.x · Cited by 936
Cited by
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2014) · Journal of Economic Literature · doi:10.1257/jel.52.1.5 · Cited by 4,698
Financial Literacy, Financial Education, and Downstream Financial Behaviors
Fernandes, D., Lynch, J. G., & Netemeyer, R. G. (2014) · Management Science · doi:10.1287/mnsc.2013.1849 · Cited by 2,152
Optimal Financial Knowledge and Wealth Inequality
Lusardi, A., Michaud, P.-C., & Mitchell, O. S. (2017) · Journal of Political Economy · doi:10.1086/690950 · Cited by 690
Financial literacy, financial advice, and financial behavior
Stolper, O. A., & Walter, A. (2017) · Journal of Business Economics · doi:10.1007/s11573-017-0853-9 · Cited by 471
“While this review focuses on the empirics of financial literacy research, the body of literature on individuals’ financial knowledge and abilities also comprises important theoretical work (e.g. Delavande et al. 2008; Jappelli and Padula 2013, 2015; Lusardi et al. 2013).”
BackgroundFinancial literacy and consumer credit portfolios
Disney, R., & Gathergood, J. (2013) · Journal of Banking & Finance · doi:10.1016/j.jbankfin.2013.01.013 · Cited by 439
Metadata
- Authors
- Jappelli, T., & Padula, M.
- Venue
- Journal of Banking & Finance
- Publisher
- Elsevier BV
- Published
- 2013-08
- Volume
- 37
- Issue
- 8
- Pages
- 2779-2792
- ISSN
- 0378-4266 (ISSN-L)
- OpenAlex
- W2009850892
- Cited by
- 675
- References
- 45
- FWCI
- 121.08
- Type
- journal article
- Language
- en
- Open access
- closed
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Investment in financial literacy and saving decisions. https://app.cochat.ai/papers/10.1016/j.jbankfin.2013.03.019
- The paper
- Jappelli, T., & Padula, M. (2013). Investment in financial literacy and saving decisions. Journal of Banking & Finance. https://doi.org/10.1016/j.jbankfin.2013.03.019
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
