Cited by 501Explainable Artificial Intelligence (XAI)Ethics and Social Impacts of AIPrivacy-Preserving Technologies in Data

Actionable Recourse in Linear Classification

Open access
Ustun, Berk, Spangher, Alexander, Liu, Yang·2019·Proceedings of the Conference on Fairness, Accountability, and Transparency

Abstract

Classification models are often used to make decisions that affect humans: whether to approve a loan application, extend a job offer, or provide insurance. In such applications, individuals should have the ability to change the decision of the model. When a person is denied a loan by a credit scoring model, for example, they should be able to change the input variables of the model in a way that will guarantee approval. Otherwise, this person will be denied the loan so long as the model is deployed, and -- more importantly --will lack agency over a decision that affects their livelihood.

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  1. [7][7] Or Biran and Kathleen McKeown. 2014. Justification narratives for individual classifications. In Proceedings of the AutoML workshop at ICML , Vol. 2014. -

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Authors
Ustun, B., Spangher, A., & Liu, Y.
Affiliations
  • Harvard University (US)
  • Carnegie Mellon University (US)
  • University of California, Santa Cruz (US)
Venue
Proceedings of the Conference on Fairness, Accountability, and Transparency
Publisher
ACM
Published
2019-01-29
Pages
10-19
OpenAlex
W2891340972
Cited by
501
References
55
Citations by year
2026: 58 · 2025: 59 · 2024: 63 · 2023: 96 · 2022: 56 · 2021: 90 · 2020: 55 · 2019: 23 · 2018: 1
FWCI
20.96
Type
conference paper
Language
en
Open access
Locations
  • ACM Conference on Fairness, Accountability, and Transparency (FAccT) (publishedVersion)
  • arXiv (Cornell University) (submittedVersion)
  • arXiv (Cornell University)
Topics
  • Physical Sciences › Computer Science › Artificial Intelligence › Explainable Artificial Intelligence (XAI)
  • Social Sciences › Safety Research › Ethics and Social Impacts of AI
  • Physical Sciences › Computer Science › Artificial Intelligence › Privacy-Preserving Technologies in Data
Keywords
recourse, linear classification, explainable AI, fairness, algorithmic decision-making, credit scoring, lending, individual agency, model interpretability

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