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Consumer Trust in an Internet Store: A Cross-Cultural Validation
Abstract
Many have speculated that trust plays a critical role in stimulating consumer purchases over the Internet. Most of the speculations have rallied around U.S. consumers purchasing from U.S.–based online merchants. The global nature of the Internet raises questions about the robustness of trust effects across cultures. Culture may also affect the antecedents of consumer trust; that is, consumers in different cultures might have differing expectations of what makes a web merchant trustworthy. Here we report on a cross-cultural validation of an Internet consumer trust model. The model examined both antecedents and consequences of consumer trust in a Web merchant. The results provide tentative support for the generalizability of the model.
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“For instance, differences in cultural background may affect the antecedents of trust towards websites (Doney, Cannon, & Mullen, 1998; Jarvenpaa, Tractinsky, & Saarinen, 1999).”
From Why do travelers trust TripAdvisor? Antecedents of trust towards consumer-generated media and its influence on recommendation adoption and word of mouth (2015) · cites this paper as Jarvenpaa, Tractinsky, & Saarinen, 1999
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“Note that our theoretical argument on the effects of the two cultural dimensions on Internet shopping adoption rate was based on the findings of prior research that trust plays a mediating role between culture and Internet shopping adoption (Doney et al., 1998; Jarvenpaa et al., 1999).”
BackgroundConsumers rule: How consumer reviews influence perceived trustworthiness of online stores
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“Trust plays an important role in the business-to-consumer relationships involving unknown risks (Gefen et al., 2003; Jarvenpaa et al., 1999).”
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BackgroundBeyond Trust: Web Site Design Preferences Across Cultures
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“…more global and as the Internet increases at an exponential rate in terms of the number of cross-national interactions between Internet vendors (e-vendors) and consumers, it becomes important to understand the existence and nature of cultural differences on trust in e-commerce [49, 64].”
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Predicting and explaining the adoption of online trading: An empirical study in Taiwan
Lee, M.-C. (2009) · Decision Support Systems · doi:10.1016/j.dss.2009.02.003 · Cited by 252
“empirically showed the favorable effect of trust on consumer purchase intentions [30,31].”
BackgroundRouibah, K., Lowry, P. B., & Hwang, Y. (2016) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2016.07.001 · Cited by 263
“First, although Kim et al. found that the TPS seal does not play an important role in increasing customer trust, we retained this factor because Jarvenpaa et al. (1999) supported the idea that consumers in different cultures may have different expectations of what makes an online vendor trustworthy.”
Risk, trust, and consumer online purchasing behaviour: a Chilean perspective
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“Previous research has shown that perceived trustworthiness directly or indirectly influ-ences the customer’s level of trust in e-commerce transactions (Jarvenpaa & Tractinsky, 1999).”
Backgroundvan Dolen, W., Dabholkar, P. A., & de Ruyter, K. (2007) · Journal of Retailing · doi:10.1016/j.jretai.2007.03.004 · Cited by 253
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“For example, Jarvenpaa, Tractinsky, and Saarinen (1999) considered trust in an e-commerce context to be dependent on the service provider’s reputation, rather than its website in isolation.”
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“Brynjolfsson and Smith[6] pointed out that branding and trust remain important sources of heterogeneity among Internet retailers.”
BackgroundInfluentialOn the Need to Include National Culture as a Central Issue in E-Commerce Trust Beliefs
Gefen, D., & Heart, T. H. (2006) · Journal of Global Information Management · doi:10.4018/jgim.2006100101 · Cited by 233
Nadeem, W., Andreini, D., Salo, J., & Laukkanen, T. (2015) · International Journal of Information Management · doi:10.1016/j.ijinfomgt.2015.04.008 · Cited by 239
“Researchers have also demonstrated that trust affects consumers’ attitudes towards online markets (Jarvenpaa et al., 1999; Schlosser, White, & Lloyd, 2006; Yoon, 2002).”
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Trust and distrust on the web: User experiences and website characteristics
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“In e-commerce, trust has been shown to have an important positive influence on the intention to buy a product (Bart, Shankar, Sultan, & Urban, 2005; Jarvenpaa et al., 1999; McKnight, Choudhury, & Kacmar, 2002; Schlosser et al., 2006).”
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“Trust is driven by past experience, long-term orientation, positive trusting stance, and feeling of control (Jarvenpaa and Tractinsky 1999).”
BackgroundM‐payment service: Interplay of perceived risk, benefit, and trust in service adoption
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“Jarvenpaa et al. (1999) agreed that trust has an important influence on consumer behavior, especially in uncertain environments like electronic payment.”
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Barnes, S. J., Bauer, H. H., Neumann, M. M., & Hüber, F. (2007) · European Journal of Marketing · doi:10.1108/03090560710718120 · Cited by 216
Building a Research Model for Mobile Wallet Consumer Adoption: The Case of Mobile Suica in Japan
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“Building on Jarvenpaa and Tractinsky’s [36] observation that trust is especially important in influencing consumer behavior in uncertain environments such as the Internet-based electronic commerce, [47] argues that it is also likely to be a critical factor in mobile payment system adoption.”
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Gupta, S., & Kim, H. (2010) · Psychology & Marketing · doi:10.1002/mar.20317 · Cited by 278
“The negative effect of perceived risk on perceived value has been supported by previous research (Jarvenpaa & Tractinsky, 1999).”
ResultWhat makes bloggers share knowledge? An investigation on the role of trust
Chai, S., & Kim, M. (2010) · International Journal of Information Management · doi:10.1016/j.ijinfomgt.2010.02.005 · Cited by 214
Effects of Site, Vendor, and Consumer Characteristics on Web Site Trust and Disclosure
Metzger, M. J. (2006) · Communication Research · doi:10.1177/0093650206287076 · Cited by 210
“Research Question 3 sought to determine the relative importance of the independent variables on the dependent variables.”
BackgroundA cross-cultural investigation of consumer e-shopping adoption
Choi, J., & Geistfeld, L. V. (2004) · Journal of Economic Psychology · doi:10.1016/j.joep.2003.08.006 · Cited by 210
Perceived benefits, perceived risk, and trust
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The relationship between website quality, trust and price premiums at online auctions
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“Prior research into trust in the online environment has suggested that appropriate trust building mechanisms are necessary for creating initial trust in unknown vendors [2, 31 , 97].”
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Marsh, S., & Dibben, M. R. (2003) · Annual Review of Information Science and Technology · doi:10.1002/aris.1440370111 · Cited by 203
Liébana-Cabanillas, F. J., Muñoz‐Leiva, F., & Sánchez‐Fernández, J. (2017) · Service Business · doi:10.1007/s11628-017-0336-7 · Cited by 209
“Castan˜eda et al. (2007) claim that for an electronic market, experience can be classified in two dimensions (Jarvenpaa et al. 1999): the type of activity—based on the proposals where a distinction is made between experience with surfing or buying on the Internet, and the reference level against…”
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The joint moderating role of trust propensity and gender on consumers’ online shopping behavior.
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“Specific trust beliefs are framed as antecedents to general trust beliefs [24, 30] and general trust beliefs lead to behavioral intention [31].”
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The Effect of Perceived Risk on Online Shopping in Jordan
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“Building consumer trust is obviously the most essential mission for the e-vendors since a consumer’s purchasing decision is considered as trust-related behavior (Jarvenpaa et al. 2000; McKnight et al. 2002b; Urban et al. 2000).”
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“Pavlou (2003) found trust to be a significant ante-cedent of PR. PR decreases when trust is present (Featherman & Pavlou, 2003; Ganesan, 1994; Grazioli & Jarvenpaa, 2000; Jarvenpaa et al., 1999).”
BackgroundMethodInfluentialDeterminants of customers' online purchase intention: an empirical study in India
Thamizhvanan, A., & Xavier, M. J. (2013) · Journal of Indian Business Research · doi:10.1108/17554191311303367 · Cited by 210
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Modelling internet banking adoption in Fiji: A developing country perspective
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Segmenting the non‐adopter category in the diffusion of internet banking
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Customers’ perspectives regarding e-banking in an emerging economy
Agarwal, R., Rastogi, S., & Mehrotra, A. (2009) · Journal of Retailing and Consumer Services · doi:10.1016/j.jretconser.2009.03.002 · Cited by 200
Training to Mitigate Phishing Attacks Using Mindfulness Techniques
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“We also captured propensity to trust [61], perceived Internet risk [36, 52], computer self-efficacy [13], and selfreported expertise in identifying phishing messages as these variables have been examined in recent phishing research (e.”
BackgroundRisk-Focused E-Commerce Adoption Model: A Cross-Country Study
Park, J., Lee, D., & Ahn, J. (2004) · Journal of Global Information Technology Management · doi:10.1080/1097198x.2004.10856370 · Cited by 199
Self-Service Technologies and e-Services Risks in Social Commerce Era
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“That consumers believe e-commerce product purchases are risky has been previously demonstrated (Park et al. 2001; Gefen 2002; Jarvenpaa et al. 1999; Teo and Yeong 2003), as has the importance of generating consumer trust in e-vendors which may act to reduce consumer perceptions of risk affecting…”
BackgroundMethodResultInfluentialTrust in inter-organizational exchanges: a case study in business to business electronic commerce
Ratnasingam, P. (2004) · Decision Support Systems · doi:10.1016/j.dss.2003.12.005 · Cited by 187
E‐services and their role in B2C e‐commerce
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The conceptualization of trust, risk and their electronic commerce: the need for clarifications
Gefen, D., Srinivasan Rao, V., & Tractinsky, N. (2003) · 36th Annual Hawaii International Conference on System Sciences, 2003. Proceedings of the · doi:10.1109/hicss.2003.1174442 · Cited by 182
“…trust presupposes a situation of risk (Luhmann, 1979, 1988), the role of risk (e.g., Gefen, 2002a; Jarvenpaa et al, 2000; Stewart, 1999) and trust's relations with the concept of risk (e.g., Kim and Prabhakar, 2000; Olson and Olson, 2000; Jarvenpaa et al, 1999, 2000) are also frequently discussed.”
BackgroundInfluentialSelf-citationMobile payment technologies in retail: a review of potential benefits and risks
Taylor, E. (2016) · International Journal of Retail & Distribution Management · doi:10.1108/ijrdm-05-2015-0065 · Cited by 187
The Impact of Internet User Shopping Patterns and Demographics on Consumer Mobile Buying Behaviour
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“Looking beyond trust-related aspects of recommendation agents, the topic of trust in e-commerce has been extensively discussed in the research literature, and trust is often considered as a key enabler for the success of e-commerce in general (Adamopoulou and Symeonidis, 2014; Gefen, 2000; GrabnerKräuter and Kaluscha,…”
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Romano, N., & Fjermestad, J. L. (2003) · Information Technology and Management · doi:10.1023/a:1022906513502 · Cited by 182
Website design, trust and culture: An eight country investigation
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“Trust is influenced by culture (Jarvenpaa et al. 1999, Weber and Hsee 1998 ).”
BackgroundMethodInfluentialE‐voting: from apathy to adoption
Schaupp, L. C., & Carter, L. D. (2005) · Journal of Enterprise Information Management · doi:10.1108/17410390510624025 · Cited by 184
Antecedents to permission based mobile marketing: an initial examination
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“…trust are likely to vary across countries due to differences in their legal, political and cultural frameworks (Bachmann, 2001; Doney et al. , 1998; Järvenpää and Tractinsky, 1999; North, 1990), we chose a cross-country approach to testing the conceptual model in order to develop more robust…”
Dressing Your Online Auction Business for Success: An Experiment Comparing Two eBay Businesses1
Gregg, D. G., & Walczak, S. M. (2008) · MIS Quarterly · doi:10.2307/25148860 · Cited by 175
“First, prior research has found that increased percep tions of risk decrease consumers' willingness to transact (Jarvenpaa and Tractinsky 1999; Jarvenpaa et al. 2000; McKnight et al. 2002; Pavlou 2003).”
BackgroundCultural Diversity and Trust in IT Adoption
Gefen, D., Rose, G. M., Warkentin, M. E., & Pavlou, P. A. (2005) · Journal of Global Information Management · doi:10.4018/jgim.2005010103 · Cited by 178
Taylor, D. G., & Strutton, D. R. (2009) · Journal of Business Research · doi:10.1016/j.jbusres.2009.01.018 · Cited by 179
Applying flow theory to booking experiences: An integrated model in an online service context
Bilgihan, A., Nusair, K., Okumuş, F., & Çobanoğlu, C. (2015) · Information & Management · doi:10.1016/j.im.2015.05.005 · Cited by 181
Social media usage, electronic word of mouth and purchase-decision involvement
Prasad, S., Gupta, I. C., & Totala, N. K. (2017) · Asia-Pacific Journal of Business Administration · doi:10.1108/apjba-06-2016-0063 · Cited by 209
ON THE EXPLANATION OF FACTORS AFFECTING E-COMMERCE ADOPTION
Lee, D., Park, J., & Ahn, J. (2001) · Cited by 171
The Boundaries of Trust and Risk: The Quadratic Moderating Role of Institutional Structures
Gefen, D., & Pavlou, P. A. (2011) · Information Systems Research · doi:10.1287/isre.1110.0395 · Cited by 179
An integrated model of factors affecting consumer attitudes towards online shopping
Akroush, M. N., & Al‐Debei, M. M. (2015) · Business Process Management Journal · doi:10.1108/bpmj-02-2015-0022 · Cited by 181
“Furthermore, the finding of this study that indicates the positive and direct impact of perceived website reputation on trust is also in agreement with relevant previous studies ( Jarvenpaa and Tractinsky, 1999; Kim and Prabhakar, 2004; Keh and Xie, 2009; Hsiao et al., 2010; Hsu et al., 2014).”
BackgroundResultAn Empirical Study on the Integrated Framework of e-CRM in Online Shopping
Kim, C., Zhao, W., & Yang, K. (2008) · Journal of Electronic Commerce in Organizations · doi:10.4018/jeco.2008070101 · Cited by 172
Factors that influence purchase intentions in social commerce
Sohn, J. W., & Kim, J. K. (2020) · Technology in Society · doi:10.1016/j.techsoc.2020.101365 · Cited by 223
Individual differences in susceptibility to online influence: A theoretical review
Williams, E., Beardmore, A., & Joinson, A. (2017) · Computers in Human Behavior · doi:10.1016/j.chb.2017.03.002 · Cited by 192
“Differences in propensity to trust across cultures have been primarily considered in relation to the individualism/collectivism component of Hofstede's (2001) model of culture (Jarvenpaa, Tractinsky, & Saarinen, 2000; Weber & Hsee, 1998; Yamagishi & Yamagishi, 1994).”
ResultTrust and TAM in online shopping
GefenDavid, KarahannaElena, & StraubDetmar, W. (2003) · MIS Quarterly · doi:10.5555/2017181.2017185 · Cited by 168
Bergström, A. (2015) · Computers in Human Behavior · doi:10.1016/j.chb.2015.07.025 · Cited by 167
Metadata
- Authors
- Jarvenpaa, S. L., Tractinsky, N., & Saarinen, L.
- Affiliations
- Ben-Gurion University of the Negev (IL)
- The University of Melbourne (AU)
- Corresponding author
- Tractinsky, Noam
- ORCID
- Tractinsky, Noam
- Venue
- Journal of Computer-Mediated Communication
- Publisher
- Oxford University Press (OUP)
- Published
- 2006-06-23
- Volume
- 5
- Issue
- 2
- Pages
- 0-0
- ISSN
- 1083-6101 (ISSN-L)
- OpenAlex
- W1986401249
- Cited by
- 1,882
- References
- 48
- Citations by year
- 2026: 13 · 2025: 31 · 2024: 39 · 2023: 51 · 2022: 71 · 2021: 63 · 2020: 77 · 2019: 85 · 2018: 94 · 2017: 73 · 2016: 85 · 2015: 110 · 2014: 111 · 2013: 105 · 2012: 103
- FWCI
- 256.94
- Type
- journal article
- Language
- en
- Open access
- closed
- Locations
- Journal of Computer-Mediated Communication (publishedVersion)
- Topics
- Social Sciences › Decision Sciences › Information Systems and Management › Technology Adoption and User Behaviour
- Social Sciences › Sociology and Political Science › Privacy, Security, and Data Protection
- Social Sciences › Business, Management and Accounting › Marketing › Customer Service Quality and Loyalty
- Keywords
- consumer trust, online shopping, online store, cross-cultural validation, antecedents of trust, e-commerce
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