The DOI matches its Crossref record; 170 of the 170 references it cites were found in a registry or an index.
The Economic Importance of Financial Literacy: Theory and Evidence
Open accessOverview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Nudge: improving decisions about health, wealth, and happiness
(2008) · Choice Reviews Online · doi:10.5860/choice.46-0977 · Cited by 11,572
Financial literacy and stock market participation
van Rooij, M., Lusardi, A., & Alessie, R. (2011) · Journal of Financial Economics · doi:10.1016/j.jfineco.2011.03.006 · Cited by 3,554
Self-citationTheory of the Consumption Function
Friedman, M. (1957) · doi:10.1515/9780691188485 · Cited by 3,335
The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior
Madrian, B. C., & Shea, D. F. (2001) · The Quarterly Journal of Economics · doi:10.1162/003355301753265543 · Cited by 2,727
The Production of Human Capital and the Life Cycle of Earnings
Ben-Porath, Y. (1967) · Journal of Political Economy · doi:10.1086/259291 · Cited by 2,657
HUSTON, S. J. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01170.x · Cited by 2,558
Save More Tomorrow™: Using Behavioral Economics to Increase Employee Saving
Thaler, R. H., & Benartzi, S. (2004) · Journal of Political Economy · doi:10.1086/380085 · Cited by 2,483
The Role of Cognitive Skills in Economic Development
Hanushek, E. A., & Woessmann, L. (2008) · Journal of Economic Literature · doi:10.1257/jel.46.3.607 · Cited by 2,435
CAMPBELL, J. Y. (2006) · The Journal of Finance · doi:10.1111/j.1540-6261.2006.00883.x · Cited by 2,178
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth
Lusardi, A., & Mitchell, O. S. (2007) · Journal of Monetary Economics · doi:10.1016/j.jmoneco.2006.12.001 · Cited by 2,140
Self-citationFinancial literacy around the world: an overview
LUSARDI, A., & MITCHELL, O. S. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000448 · Cited by 2,000
Self-citationUtility Analysis and the Consumption Function: An Interpretation of Cross-Section Data
Kurihara, K. K. (2013) · doi:10.4324/9781315016849-27 · Cited by 1,975
Financial Literacy Among the Young
Lusardi, A., Mitchell, O. S., & Curto, V. (2009) · SSRN Electronic Journal · doi:10.2139/ssrn.1476982 · Cited by 1,804
Self-citationFinancial Literacy among the Young
LUSARDI, A., MITCHELL, O. S., & CURTO, V. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01173.x · Cited by 1,804
Self-citationAn Analysis of Personal Financial Literacy Among College Students
Chen, H., & Volpe, R. P. (1998) · Financial Services Review · doi:10.1016/s1057-0810(99)80006-7 · Cited by 1,797
Consumption Over the Life Cycle
Gourinchas, P.-O., & Parker, J. A. (2002) · Econometrica · doi:10.1111/1468-0262.00269 · Cited by 1,781
(2003) · Federal Reserve Bulletin · Cited by 1,764
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education
Lusardi, A., & Mitchelli, O. S. (2007) · Business Economics · doi:10.2145/20070104 · Cited by 1,596
Self-citationConsumption and Portfolio Choice over the Life Cycle
Cocco, J. F., Gomes, F. J., & Maenhout, P. J. (2005) · Review of Financial Studies · doi:10.1093/rfs/hhi017 · Cited by 1,530
Planning and Financial Literacy: How Do Women Fare?
Lusardi, A., & Mitchell, O. S. (2008) · American Economic Review · doi:10.1257/aer.98.2.413 · Cited by 1,512
Self-citationA Theory of the Consumption Function
Johnston, J., & Friedman, M. (1958) · The Review of Economics and Statistics · doi:10.2307/1926352 · Cited by 1,123
Down or Out: Assessing the Welfare Costs of Household Investment Mistakes
Calvet, L. E., Campbell, J. Y., & Sodini, P. (2006) · SSRN Electronic Journal · doi:10.2139/ssrn.881768 · Cited by 1,081
Haliassos, M., & Bertaut, C. C. (1995) · The Economic Journal · doi:10.2307/2235407 · Cited by 1,074
Utility analysis and the consumption function: An interpretation of cross-section data
Modigliani (1954) · (No Title) · Cited by 1,035
Measuring Trends in Leisure: The Allocation of Time Over Five Decades
Aguiar, M., & Hurst, E. (2007) · The Quarterly Journal of Economics · doi:10.1162/qjec.122.3.969 · Cited by 994
Down or Out: Assessing the Welfare Costs of Household Investment Mistakes
Calvet, L. E., Campbell, J. Y., & Sodini, P. (2007) · Journal of Political Economy · doi:10.1086/524204 · Cited by 992
Duflo, E., & Saez, E. (2003) · The Quarterly Journal of Economics · doi:10.1162/00335530360698432 · Cited by 986
The Effects of Health, Wealth, and Wages on Labour Supply and Retirement Behaviour
French, E. (2005) · The Review of Economic Studies · doi:10.1111/j.1467-937x.2005.00337.x · Cited by 912
Financial literacy and retirement planning in the United States
LUSARDI, A., & MITCHELL, O. S. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s147474721100045x · Cited by 911
Self-citationFinancial Socialization of First-year College Students: The Roles of Parents, Work, and Education
Shim, S., Barber, B. L., Card, N. A., Xiao, J. J., & Serido, J. (2010) · Journal of Youth and Adolescence · doi:10.1007/s10964-009-9432-x · Cited by 898
Why Do the Elderly Save? The Role of Medical Expenses
De Nardi, M., French, E., & Jones, J. B. (2010) · Journal of Political Economy · doi:10.1086/651674 · Cited by 863
Presidential Address: The Cost of Active Investing
FRENCH, K. R. (2008) · The Journal of Finance · doi:10.1111/j.1540-6261.2008.01368.x · Cited by 855
Debt Literacy, Financial Experiences, and Overindebtedness
Lusardi, A., & Tufano, P. (2009) · National Bureau of Economic Research · doi:10.3386/w14808 · Cited by 834
Self-citationThe Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation
Agarwal, S., Driscoll, J. C., Gabaix, X., & Laibson, D. (2009) · Brookings Papers on Economic Activity · doi:10.1353/eca.0.0067 · Cited by 832
Exponential Growth Bias and Household Finance
STANGO, V., & ZINMAN, J. (2009) · The Journal of Finance · doi:10.1111/j.1540-6261.2009.01518.x · Cited by 828
Pathways to life success: A conceptual model of financial well-being for young adults
Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C. (2009) · Journal of Applied Developmental Psychology · doi:10.1016/j.appdev.2009.02.003 · Cited by 797
Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates
Bernheim, B. D., Garrett, D., & Maki, D. (1997) · National Bureau of Economic Research · doi:10.3386/w6085 · Cited by 793
Consumption versus Expenditure
Aguiar, M., & Hurst, E. (2005) · Journal of Political Economy · doi:10.1086/491590 · Cited by 749
The effects of financial education in the workplace: evidence from a survey of households
Bernheim, B. D., & Garrett, D. M. (2003) · Journal of Public Economics · doi:10.1016/s0047-2727(01)00184-0 · Cited by 735
Household Saving: Micro Theories and Micro Facts
Browning, M., & Lusardi, A. (1995) · RePEc: Research Papers in Economics · Cited by 710
Self-citationIQ and Stock Market Participation
GRINBLATT, M., KELOHARJU, M., & LINNAINMAA, J. (2011) · The Journal of Finance · doi:10.1111/j.1540-6261.2011.01701.x · Cited by 679
Investment in financial literacy and saving decisions
Jappelli, T., & Padula, M. (2013) · Journal of Banking & Finance · doi:10.1016/j.jbankfin.2013.03.019 · Cited by 675
Barriers to Household Risk Management: Evidence from India
Cole, S., Giné, X., Tobacman, J., Topalova, P., Townsend, R., & Vickery, J. (2013) · American Economic Journal: Applied Economics · doi:10.1257/app.5.1.104 · Cited by 613
Gender Differences in Personal Financial Literacy Among College Students
Chen, H., & Volpe, R. P. (2002) · Financial Services Review · doi:10.61190/fsr.v11i3.4739 · Cited by 610
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness
Lusardi, A., & Mitchell, O. (2009) · doi:10.3386/w15350 · Cited by 587
Self-citationHow Financial Literacy Affects Household Wealth Accumulation
Behrman, J. R., Mitchell, O. S., Soo, C. K., & Bravo, D. (2012) · American Economic Review · doi:10.1257/aer.102.3.300 · Cited by 582
Self-citationDo older investors make better investment decisions?
Korniotis, G. M., & Kumar, A. (2011) · Review of Economics and Statistics · doi:10.1162/rest_a_00053 · Cited by 565
Wealth Accumulation and the Propensity to Plan
Ameriks, J., Caplin, A., & Leahy, J. (2003) · The Quarterly Journal of Economics · doi:10.1162/00335530360698487 · Cited by 556
Information Disclosure, Cognitive Biases, and Payday Borrowing
BERTRAND, M., & MORSE, A. (2011) · The Journal of Finance · doi:10.1111/j.1540-6261.2011.01698.x · Cited by 546
Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?
COLE, S., SAMPSON, T., & ZIA, B. (2011) · The Journal of Finance · doi:10.1111/j.1540-6261.2011.01696.x · Cited by 545
Consumption and Saving: Models of Intertemporal Allocation and Their Implications for Public Policy
Attanasio, O. P., & Weber, G. (2010) · Journal of Economic Literature · doi:10.1257/jel.48.3.693 · Cited by 538
Are Americans Saving “Optimally” for Retirement?
Scholz, J. K., Seshadri, A., & Khitatrakun, S. (2006) · Journal of Political Economy · doi:10.1086/506335 · Cited by 530
What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making
FONSECA, R., MULLEN, K. J., ZAMARRO, G., & ZISSIMOPOULOS, J. (2012) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2011.01221.x · Cited by 518
Financial literacy and retirement planning in Germany
BUCHER-KOENEN, T., & LUSARDI, A. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000485 · Cited by 513
Self-citationMeasuring the Financial Sophistication of Households
Calvet, L. E., Campbell, J. Y., & Sodini, P. (2009) · American Economic Review · doi:10.1257/aer.99.2.393 · Cited by 475
Wealth Accumulation Over the Life Cycle and Precautionary Savings
Cagetti, M. (2003) · Journal of Business & Economic Statistics · doi:10.1198/073500103288619007 · Cited by 468
Save more tomorrow: Using behavioral economics to increase employee savingPreprint
Benartzi, S., & Thaler, R. H. (2004) · RePEc: Research Papers in Economics · Cited by 446
Measuring Trends in Leisure: The Allocation of Time over Five Decades
Aguiar, M., & Hurst, E. (2006) · SSRN Electronic Journal · doi:10.2139/ssrn.887526 · Cited by 442
Financial literacy and consumer credit portfolios
Disney, R., & Gathergood, J. (2013) · Journal of Banking & Finance · doi:10.1016/j.jbankfin.2013.01.013 · Cited by 439
Duflo, E., & Saez, E. (2002) · SSRN Electronic Journal · doi:10.2139/ssrn.315659 · Cited by 425
Campbell, J. Y., Jackson, H. E., Madrian, B. C., & Tufano, P. (2011) · Journal of Economic Perspectives · doi:10.1257/jep.25.1.91 · Cited by 424
Building the case for financial education
Fox, J., Bartholomae, S., & Lee, J. (2005) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2005.00009.x · Cited by 423
The Financial Education Fallacy
Willis, L. E. (2011) · American Economic Review · doi:10.1257/aer.101.3.429 · Cited by 400
Against Financial Literacy Education
Willis, L. E. (2008) · Cited by 381
Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?
Cole, S. A., Sampson, T. G., & Zia, B. (2010) · London School of Economics and Political Science Research Online (London School of Economics and Political Science) · Cited by 378
Financial literacy and pension plan participation in Italy
FORNERO, E., & MONTICONE, C. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000473 · Cited by 364
Financial literacy and retirement planning: the Russian case
KLAPPER, L., & PANOS, G. A. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000503 · Cited by 351
Understanding Pensions: Cognitive Function, Numerical Ability and Retirement Saving*
Banks, J., & Oldfield, Z. (2007) · Fiscal Studies · doi:10.1111/j.1475-5890.2007.00052.x · Cited by 345
Economic Literacy: An International Comparison
Jappelli, T. (2010) · The Economic Journal · doi:10.1111/j.1468-0297.2010.02397.x · Cited by 340
Financial Literacy, Information, and Demand Elasticity: Survey and Experimental Evidence from Mexico
Hastings, J., & Tejeda-Ashton, L. (2008) · National Bureau of Economic Research · doi:10.3386/w14538 · Cited by 334
Gerardi, K. S., Goette, L. F., & Meier, S. (2010) · SSRN Electronic Journal · doi:10.2139/ssrn.1600905 · Cited by 333
Numerical ability predicts mortgage default
Gerardi, K., Goette, L., & Meier, S. (2013) · Proceedings of the National Academy of Sciences · doi:10.1073/pnas.1220568110 · Cited by 323
Discounting financial literacy: Time preferences and participation in financial education programs
Meier, S., & Sprenger, C. D. (2013) · Journal of Economic Behavior & Organization · doi:10.1016/j.jebo.2012.02.024 · Cited by 311
Financial Literacy Around the World: An Overview
Lusardi, A., & Mitchell, O. S. (2011) · SSRN Electronic Journal · doi:10.2139/ssrn.1810551 · Cited by 290
Self-citationFinancial literacy and retirement planning in Japan
SEKITA, S. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000527 · Cited by 290
Financial Literacy: Implications for Retirement Security and the Financial Marketplace
(2011) · Oxford University Press eBooks · doi:10.1093/acprof:oso/9780199696819.001.0001 · Cited by 289
Financial literacy and retirement preparation in the Netherlands
ALESSIE, R., VAN ROOIJ, M., & LUSARDI, A. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000461 · Cited by 282
Self-citationThe Effects of Financial Education on the Financial Knowledge of High School Students
WALSTAD, W. B., REBECK, K., & MacDONALD, R. A. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01172.x · Cited by 271
Lusardi, A., & Mitchell, O. S. (2007) · SSRN Electronic Journal · doi:10.2139/ssrn.957796 · Cited by 267
Self-citationFinancially Fragile Households: Evidence and Implications
Lusardi, A., Schneider, D., & Tufano, P. (2011) · Brookings Papers on Economic Activity · doi:10.1353/eca.2011.0002 · Cited by 258
Self-citationAmericans' Financial Capability
Lusardi, A. (2011) · National Bureau of Economic Research · doi:10.3386/w17103 · Cited by 255
Self-citationFinancial Literacy and High-Cost Borrowing in the United States
Lusardi, A., & de Bassa Scheresberg, C. (2013) · doi:10.3386/w18969 · Cited by 250
Self-citationAre Economists More Likely to Hold Stocks?
Christiansen, C., Joensen, J. S., & Rangvid, J. (2008) · Review of Finance · doi:10.1093/rof/rfm026 · Cited by 248
Chiteji, N. S., & Stafford, F. P. (1999) · American Economic Review · doi:10.1257/aer.89.2.377 · Cited by 242
Consumption Over the Life Cycle
Gourinchas, P., & Parker, J. A. (1999) · National Bureau of Economic Research · doi:10.3386/w7271 · Cited by 236
Assessing financial literacy in 12 countries: an OECD/INFE international pilot exercise
ATKINSON, A., & MESSY, F.-A. (2011) · Journal of Pension Economics and Finance · doi:10.1017/s1474747211000539 · Cited by 230
Unpacking the Causal Chain of Financial Literacy
Carpena, F., Cole, S., Shapiro, J., & Zia, B. (2011) · doi:10.1596/1813-9450-5798 · Cited by 226
Barriers to Household Risk Management: Evidence from India
Cole, S. A., Giné, X., Tobacman, J. B., Townsend, R. M., Topalova, P. B., & Vickery, J. I. (2012) · SSRN Electronic Journal · doi:10.2139/ssrn.1374076 · Cited by 224
Financial Literacy, Financial Education and Economic Outcomes
Hastings, J., Madrian, B., & Skimmyhorn, W. (2012) · National Bureau of Economic Research · doi:10.3386/w18412 · Cited by 224
What You Don?t Know Can?t Help You: Pension Knowledge and Retirement Decision MakingPreprint
Stevens, A. H., & Chan, S. (2005) · RePEc: Research Papers in Economics · Cited by 223
Saving for Retirement on the Path of Least Resistance
Choi, J. J., Laibson, D., Madrian, B. C., Metrick, A., McCaffrey, E., & Slemrod, J. (2006) · Cited by 216
Financial Literacy and Retirement Planning in Australia
Agnew, J., Bateman, H., & Thorp, S. (2013) · Numeracy · doi:10.5038/1936-4660.6.2.7 · Cited by 215
Preparation for Retirement, Financial Literacy and Cognitive Resources
Delavande, A., Rohwedder, S., & Willis, R. J. (2008) · SSRN Electronic Journal · doi:10.2139/ssrn.1337655 · Cited by 209
Are You Sure You're Saving Enough for Retirement?
Skinner, J. (2007) · Journal of Economic Perspectives · doi:10.1257/jep.21.3.59 · Cited by 200
Financial Illiteracy and Stock Market Participation: Evidence from the RAND American Life Panel
Yoong, J. (2011) · Financial Literacy: Implications for Retirement Security and the Financial Marketplace · doi:10.1093/acprof:oso/9780199696819.003.0005 · Cited by 199
Financial Education and Counseling—Still Holding Promise
COLLINS, J. M., & O’ROURKE, C. M. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01179.x · Cited by 197
Plan Design and 401(k) Savings Outcomes
Choi, J. J., Laibson, D., & Madrian, B. C. (2004) · National Tax Journal · doi:10.17310/ntj.2004.2.07 · Cited by 177
French, K. R. (2008) · SSRN Electronic Journal · doi:10.2139/ssrn.1105775 · Cited by 176
Information Disclosure, Cognitive Biases and Payday Borrowing
Bertrand, M., & Morse, A. (2009) · SSRN Electronic Journal · doi:10.2139/ssrn.1533012 · Cited by 170
Are We Making the Grade? A National Overview of Financial Education and Program Evaluation
LYONS, A. C., PALMER, L., JAYARATNE, K. S. U., & SCHERPF, E. (2006) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2006.00056.x · Cited by 165
Thaler, R. H., Sunstein, C. R., & Balz, J. P. (2010) · SSRN Electronic Journal · doi:10.2139/ssrn.1583509 · Cited by 165
State Curriculum Mandates and Student Knowledge of Personal Finance
TENNYSON, S., & NGUYEN, C. (2001) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2001.tb00112.x · Cited by 164
Are All Americans Saving 'Optimally' for Retirement?
Scholz, J. K., & Seshadri, A. (2008) · SSRN Electronic Journal · doi:10.2139/ssrn.1337653 · Cited by 159
The Impact of Credit Counseling on Subsequent Borrower Behavior
Elliehausen, G. E., Lundquist, E. C., & Staten, M. E. (2007) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2006.00066.x · Cited by 154
Financial Literacy and Financial Planning in France
Arrondel, L., Debbich, M., & Savignac, F. (2013) · Numeracy · doi:10.5038/1936-4660.6.2.8 · Cited by 153
How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors
Hastings, J., & Mitchell, O. S. (2011) · National Bureau of Economic Research · doi:10.3386/w16740 · Cited by 152
Self-citationSchools and Skills in Developing Countries: Education Policies and Socioeconomic Outcomes
Glewwe, P. W. (2002) · Journal of Economic Literature · doi:10.1257/002205102320161258 · Cited by 150
Financial Literacy and Credit Card Behaviors: A Cross-Sectional Analysis by Age
Allgood, S., & Walstad, W. (2013) · Numeracy · doi:10.5038/1936-4660.6.2.3 · Cited by 149
Investor Sophistication and the Home Bias, Diversification, and Employer Stock PuzzlesPreprint
Kimball, M., & Shumway, T. (2010) · SSRN Electronic Journal · doi:10.2139/ssrn.1572866 · Cited by 148
Financial Literacy and Household Savings in Romania
Beckmann, E. (2013) · Numeracy · doi:10.5038/1936-4660.6.2.9 · Cited by 146
Chai, J., Horneff, W. J., Maurer, R., & Mitchell, O. S. (2011) · European Finance Review · doi:10.1093/rof/rfr016 · Cited by 143
Self-citationConsumption and Portfolio Choice over the Life CyclePreprint
Cocco, O. F. (2005) · SSRN Electronic Journal · Cited by 142
Social Networks and the Decision to Insure
Cai, J., de Janvry, A., & Sadoulet, É. (2015) · American Economic Journal Applied Economics · doi:10.1257/app.20130442 · Cited by 141
Financial Education in High School
Mandell, L. (2009) · University of Chicago Press eBooks · doi:10.7208/chicago/9780226497105.003.0010 · Cited by 140
The Cause of Wealth Dispersion at Retirement: Choice or Chance?
Venti, S. F., & Wise, D. A. (2016) · American Economic Review · Cited by 135
Cognition and Economic Outcomes in the Health and Retirement Survey
McArdle, J. F., Smith, J., & Willis, R. J. (2009) · National Bureau of Economic Research · doi:10.3386/w15266 · Cited by 128
Kast, F., Meier, S., & Pomeranz, D. (2012) · National Bureau of Economic Research · doi:10.3386/w18417 · Cited by 126
Hirad, A., & Zorn, P. M. (2003) · Cited by 124
Financial Literacy and Pension Plan Participation in ItalyPreprint
Fornero, E., & Monticone, C. (2011) · SSRN Electronic Journal · doi:10.2139/ssrn.1810475 · Cited by 117
Financial Literacy and Retirement Planning in GermanyPreprint
Bucher‐Koenen, T., & Lusardi, A. (2011) · SSRN Electronic Journal · doi:10.2139/ssrn.1813744 · Cited by 113
Self-citationWealth Accumulation and the Propensity to Plan
Ameriks, J., Caplin, A., & Leahy, J. V. (2002) · National Bureau of Economic Research · doi:10.3386/w8920 · Cited by 112
A Literature Review on the Effectiveness of Financial EducationPreprint
Martin, M. P. (2012) · SSRN Electronic Journal · doi:10.2139/ssrn.2186650 · Cited by 110
The Geography of Financial Literacy
Bumcrot, C., Lin, J., & Lusardi, A. (2013) · Numeracy · doi:10.5038/1936-4660.6.2.2 · Cited by 100
Self-citationRemittances and the Problem of Control: A Field Experiment Among Migrants from El SalvadorPreprint
Martinez, A., Ashraf, N., Aycinena, D., & Yang, D. (2011) · RePEc: Research Papers in Economics · Cited by 97
Do Financial Education Programs Work?
Hathaway, I., & Khatiwada, S. (2008) · Working paper · doi:10.26509/frbc-wp-200803 · Cited by 95
Financial socialization's impact on investment orientation and household net worth
Hira, T. K., Sabri, M. F., & Loibl, C. (2012) · International Journal of Consumer Studies · doi:10.1111/ijcs.12003 · Cited by 93
Choice, Chance, and Wealth Dispersion at Retirement
Venti, S. F., & Wise, D. A. (2001) · University of Chicago Press eBooks · doi:10.7208/chicago/9780226620831.003.0002 · Cited by 93
New Ways to Make People Save: A Social Marketing Approach
Lusardi, A., Keller, P. A., & Keller, A. M. (2009) · National Bureau of Economic Research · doi:10.3386/w14715 · Cited by 92
Self-citationOptimal Financial Knowledge and Wealth Inequality
Lusardi, A., Michaud, P.-C., & Mitchell, O. (2013) · doi:10.3386/w18669 · Cited by 89
Self-citationFinancial Knowledge among Educated Women: Room for Improvement
Mahdavi, M., & Horton, N. J. (2014) · Journal of Consumer Affairs · doi:10.1111/joca.12032 · Cited by 88
Financial Literacy, Retirement Planning, and Household Wealth
van Rooij, M., Lusardi, A., & Alessie, R. J. M. (2011) · National Bureau of Economic Research · doi:10.3386/w17339 · Cited by 87
Self-citationFinancial Illiteracy and Pension Contributions: A Field Experiment on Compound Interest in ChinaPreprint
Song, C. (2015) · SSRN Electronic Journal · doi:10.2139/ssrn.2580856 · Cited by 84
Potential and Pitfalls of Applying Theory to the Practice of Financial Education
Lyons, A. C., & Neelakantan, U. (2008) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2007.00097.x · Cited by 83
Effectiveness of Employer-Provided Financial Information: Hiring to Retiring
Clark, R. L., Morrill, M. S., & Allen, S. G. (2012) · American Economic Review · doi:10.1257/aer.102.3.314 · Cited by 83
Private Saving and Public Policy
Bernheim, B. D., & Scholz, J. K. (1993) · Tax Policy and the Economy · doi:10.1086/tpe.7.20060630 · Cited by 81
THE ROLE OF FINANCIAL LITERACY IN DETERMINING RETIREMENT PLANS
Clark, R. L., Morrill, M. S., & Allen, S. G. (2011) · Economic Inquiry · doi:10.1111/j.1465-7295.2011.00390.x · Cited by 80
Cognitive Abilities and Portfolio ChoicePreprint
Christelis, D., Jappelli, T., & Padula, M. (2008) · SSRN Electronic Journal · doi:10.2139/ssrn.1275284 · Cited by 79
Are You Sure You're Saving Enough for Retirement?
Skinner, J. (2007) · National Bureau of Economic Research · doi:10.3386/w12981 · Cited by 79
Household Stock Market Beliefs and Learning
Kézdi, G., & Willis, R. J. (2011) · National Bureau of Economic Research · doi:10.3386/w17614 · Cited by 68
Aguiar, M., & Hurst, E. G. (2004) · National Bureau of Economic Research · doi:10.3386/w10307 · Cited by 68
Old Age and the Decline in Financial LiteracyPreprint
Finke, M. S., Howe, J. S., & Huston, S. J. (2011) · SSRN Electronic Journal · doi:10.2139/ssrn.1948627 · Cited by 66
Target-Date Funds in 401(K) Retirement PlansPreprint
Mitchell, O. S., & Utkus, S. P. (2012) · SSRN Electronic Journal · doi:10.3386/w17911 · Cited by 63
Self-citationDuflo, E., & Saez, E. (2004) · Oxford University Press eBooks · doi:10.1093/0199273391.003.0008 · Cited by 60
Planning and Financial Literacy: How Do Women Fare?Preprint
Lusardi, A., & Mitchell, O. S. (2008) · SSRN Electronic Journal · doi:10.2139/ssrn.1094097 · Cited by 60
Self-citationWho Lost the Most? Financial Literacy, Cognitive Abilities, and the Financial CrisisPreprint
Bucher‐Koenen, T., & Ziegelmeyer, M. H. (2011) · SSRN Electronic Journal · doi:10.2139/ssrn.1738368 · Cited by 58
Nudge: Improving Decisions about Health, Wealth, and Happiness
(2011) · International Journal of Pharmaceutical and Healthcare Marketing · doi:10.1108/17506121111190149 · Cited by 56
Health, Education, and the Post-Retirement Evolution of Household Assets
Poterba, J. M., Venti, S. F., & Wise, D. A. (2013) · National Bureau of Economic Research · doi:10.3386/w18695 · Cited by 54
The Changing Landscape of Pensions in the United States
Poterba, J. M., Venti, S. F., & Wise, D. A. (2007) · National Bureau of Economic Research · doi:10.3386/w13381 · Cited by 48
The Market for Retirement Financial Advice
(2013) · Oxford University Press eBooks · doi:10.1093/acprof:oso/9780199683772.001.0001 · Cited by 46
Financial Sophistication in the Older Population
Lusardi, A., Mitchell, O. S., & Curto, V. E. (2012) · National Bureau of Economic Research · doi:10.3386/w17863 · Cited by 43
Self-citationHow financially literate are women? Some new perspectives on the gender gap*
Bucher‐Koenen, T., Lusardi, A., Alessie, R. J. M., & van Rooij, M. (2012) · Max Planck Institute for Plasma Physics · Cited by 40
Self-citationFraming and Claiming: How Information-Framing Affects Expected Social Security Claiming BehaviorPreprint
Brown, J. R., Kapteyn, A., & Mitchell, O. S. (2011) · RePEc: Research Papers in Economics · Cited by 39
Self-citationPayday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
Agarwal, S. D., Skiba, P. M., & Tobacman, J. (2009) · National Bureau of Economic Research · doi:10.3386/w14659 · Cited by 38
Understanding Peer Effects in Financial Decisions: Evidence from a Field Experiment
Bursztyn, L., Ederer, F. P., Ferman, B., & Yuchtman, N. (2012) · National Bureau of Economic Research · doi:10.3386/w18241 · Cited by 37
The Chilean Pension Reform Turns 25: Lessons From the Social Protection Survey
de Mesa, A. A., Bravo, D., Behrman, J. R., Mitchell, O. S., & Todd, P. (2006) · National Bureau of Economic Research · doi:10.3386/w12401 · Cited by 36
Self-citationRaising household saving: does financial education work?
Gale, W. G., Harris, B. H., & Levine, R. (2012) · PubMed · Cited by 35
Do Consumers Know How to Value Annuities? Complexity as a Barrier to Annuitization
Brown, J. R., Kapteyn, A., Luttmer, E. F. P., & Mitchell, O. S. (2012) · RAND Corporation eBooks · doi:10.7249/wr924 · Cited by 35
Self-citationSTOCKHOLDING AND FINANCIAL LITERACY IN THE FRENCH POPULATION
Arrondel, L., Debbich, M., & Savignac, F. (2012) · DergiPark (Istanbul University) · Cited by 34
ADJUSTING RETIREMENT GOALS AND SAVING BEHAVIOR: THE ROLE OF FINANCIAL EDUCATION
Clark, R. L. (2008) · Cited by 32
Annuities, Financial Literacy, and Information Overload
Agnew, J. R., & Szykman, L. R. (2011) · Oxford University Press eBooks · doi:10.1093/acprof:oso/9780199696819.003.0009 · Cited by 31
Cognitive abilities and portfolio choice
Christelis, D., Jappelli, T., & Padula, M. (2010) · European Economic Review · doi:10.1016/j.euroecorev.2009.04.001 · Cited by 30
What Will My Account Really Be Worth? An Experiment on Exponential Growth Bias and Retirement Saving
Goda, G. S., Manchester, C. F., & Sojourner, A. (2012) · National Bureau of Economic Research · doi:10.3386/w17927 · Cited by 27
Improving Financial Literacy: The Role of Nonprofit Providers
Collins, J. M. (2011) · Oxford University Press eBooks · doi:10.1093/acprof:oso/9780199696819.003.0015 · Cited by 21
Default Stickiness among Low-Income Individuals
Beshears, J. L., Choi, J. J., Laibson, D., & Madrian, B. C. (2012) · Cited by 19
Information Sharing and Stock Market Participation: Evidence from Extended FamiliesPreprint
Li, G. (2010) · SSRN Electronic Journal · doi:10.2139/ssrn.1569172 · Cited by 18
Social Security Literacy and Retirement Well-BeingPreprint
Benítez-Silva, H., Demiralp, B., & Liu, Z. (2009) · SSRN Electronic Journal · doi:10.2139/ssrn.1510309 · Cited by 17
Five Steps to Planning Success
Heinberg, A., Hung, A., Kapteyn, A., Lusardi, A., & Yoong, J. (2010) · Cited by 14
Self-citationBringing Financial Literacy and Education to Low and Middle Income CountriesPreprint
Holzmann, R. (2010) · SSRN Electronic Journal · doi:10.2139/ssrn.1707673 · Cited by 11
Investment in Financial Literacy and Saving DecisionsPreprint
Jappelli, T., & Padula, M. (2011) · RePEc: Research Papers in Economics · Cited by 11
An Empirical Analysis of 401(k) Loan Defaults
Lu, T., Mitchell, O. S., & Utkus, S. P. (2010) · ScholarlyCommons (University of Pennsylvania) · Cited by 9
Self-citation
Metadata
- Authors
- Lusardi, A., & Mitchell, O. S.
- Venue
- SSRN Electronic Journal
- Publisher
- Elsevier BV
- Published
- 2013
- ISSN
- 1556-5068 (ISSN-L)
- OpenAlex
- W2171340356
- Cited by
- 675
- References
- 170
- Type
- posted content
- Language
- en
- Open access
- green
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.